Can I Find No Down Payment Auto Insurance
When you are buying a new car and having to get tags and possibly repair some broken parts on it
, the last thing you want to do is have to pay a bunch extra to get car insurance. It is hard enough these days to have money to get a new car in the first place without having to drop hundreds when you start an insurance policy. This is why you should look into getting no down payment auto insurance.Many companies will offer you low or no down payment when you begin an insurance policy, but to find out which ones you must do some research into it. It is a good idea to start looking online at the companies websites or to break open the phone book and give the places near you a call. The only way to know if they have this service is to ask them.
Sometimes even if a company doesn't have the option of a no money down they may simulate this by breaking up the payment you were supposed to make into smaller payments and adding them to your bill for a short time. This is also another good option for someone without a huge chunk of cash upfront. Which in this time with all the jobs losses is most people.
So, if you call and the company tells you no we don't have a no down payment option then you should ask them about splitting it up into your monthly payments for a while. They may not even think to tell you they do this, but you should definitely ask about it. If they do have a no cash down option make sure your monthly payments will still be low enough for you to make.
There is no reason to save money now to just end up paying much more than that amount extra for the entire year. This means you need to ask the right questions when you call. Maybe you ask, why is it that you can offer a no money down insurance policy? You can ask them if it is based on your past insurance habits or maybe credit based. This would be good to know in case your credit is less than perfect because you may not even qualify for their not having to pay any money down and then there is no reason to waste your time going in.
The best place to start then is to look online and locally for companies that say they will not make you may money down to get insurance with them. Then you can call them and make sure you would qualify in the first place, and finally set up a meeting with an agent.
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