Call Today For A Taxi Insurance Quote
Even if you believe you have good taxi insurance
, call today for a taxi insurance quote. Find better coverage at lower rates.In a difficult economy, circumstances conspire against you, increasing your risk. You may feel tempted to cut-back your coverage or increase your deductibles to save a few pounds and beef-up your bottom line. More motorists let their car insurance lapse, leaving you vulnerable to expensive collision repairs. Meanwhile, operating costs increase even as passenger counts decrease, because cash-strapped working people choose public transportation or simply stay home.
Taxi insurance protects your vehicle and your business.
Your profession demands you drive expertly; your experience trains and tempers your judgment about when to take risks and when to drive defensively. Pressed into service, you could drive on the professional racing circuit and win. Your passengers depend on your professional expertise.
You do not, however, share the road with other skilled motorists. Distracted parents in mini-vans pay more attention to juvenile delinquency in the back seat than to traffic conditions right in front of them. More importantly, mini-van drivers remain blissfully oblivious to major blind spots along the sides and at the rear of their vehicles. They drive as if their machines were bumper cars. Teen-age drivers pose similar risks, because they feel cocky and fearful all at once. And anyone foolish enough to text while driving is seventeen times more likely than a drunk driver to cause a serious accident .
In dense city traffic, rear-end collisions outnumber all other kinds of traffic accidents. The victim of a rear-end collision, you suffer two serious losses; extremely expensive damage to your vehicle's rear bumper and rear quarter-panels, and whiplash injuries to your passengers. Because your passengers typically neglect wearing their lap and shoulder belts, even a low-speed rear-end impact throws them around like ragdolls. Although you are not at-fault in the accident, eager personal injury attorneys will sue you, attempting to collect damages for their clients' pain and suffering.
Call for a taxi insurance quote.
You understand the risks, but do you understand the potential costs of an accident? Do you understand the laws governing your liability for passengers' injuries? Your taxi insurance may cover medical and psychological treatment for your injuries, but how will you pay your bills if you are disabled for several months after a serious accident? Do you clearly understand whether you are an independent contractor, a sole proprietor, or a company employee? How does your status affect your liability? Are you properly protected?
When you call your professional insurance agent for a taxi insurance quote, he reviews every detail of your business, your liability, and the coverage you need to protect yourself against all the risks of everyday driving. Getting a taxi insurance quote puts you under no obligation; but reputable insurance professionals often can show you policies and rates from several different companies, so that you may choose the coverage that best suits your needs and budget.
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