Buildings Insurance-the guide
Buildings Insurance-the guide
Looking for a quick explanation ofBuildings Insurance?
You're in the right place.
Buildings Insurance will usually cover:
The Structure of your property
The Roof
Ceilings
Walls
Windows
Doors
As a rule of thumbthis type ofInsurance will cover your property and anything in your property which is fixed. In other words this type ofInsurance usuallycovers anything that cannot be removed from the property.
Buildings Insurance could potentially offer you cover against:
Fires
Floods
Subsidence
Storm Damage
Lightening strike Damage
Damage caused by falling trees
Damaged caused by a Vehicle
Vandalism
Earthquakes
Explosions
If you are in the process of getting a Mortgage it is very likely that your Mortgage lender will insist that you take out Buildings Insurance.
Many Mortgagelenders will offer you Buildings Insurance, but be sure to shop around as you do not have to take out theirpolicy unless you have signed something to the contrary.
Remember: Buildings Insurance policies are not all the same. Different policies will cover you for different things and will carry different exclusions. Make sure you read any paperwork relating to yourInsurance policyvery carefully.
Like any other Insurance product, the cost of Buildings Insurance can vary greatly depending on the provider.
By taking out Buildings Insurance you can make sure that:
You get the right amount of cover
You understand exactly what yourpolicy does and doesn't cover you for
You get a fantastic deal on yourInsurance Policy
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