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Best Ways To Compare Caravan Insurance

Best Ways To Compare Caravan Insurance

If you own or use a static caravan, you should really be thinking about getting a caravan insurance policy

. Its a tricky thing to compare, though. Unlike most insurance needs, which are easily covered by all the major national companies, caravan policies are extremely bespoke. The best ones do not necessarily come from insurance companies whose names you would recognise. So how should one go about trying to compare caravan insurance, to make sure the best deal is being had?

When you are trying to compare different insurance policies off your own bat, the best way to do it is to make a list of all the things you think your static van needs to be insured against, and then check your candidate policies to see if they actually cover you for what you want to be covered for. As a caravan owner you are better placed to know what your caravan insurance policy should cover you for than most. So make a list and start checking it off against the cover policies you are being offered. The one that covers everything you have listed at the best price is the policy for you.

That said, even a reasonably experienced caravan owner is unlikely to know all the things that he or she really needs to be covered for. The best way to compare caravan insurance policies is to go to a company or organisation that exists for the benefit of campers and caravanners like the National Association of Caravan Owners (NACO), which has recently started running its own caravan insurance service in addition to a service that compares caravan policies on behalf of members and caravan owners. Organisations like the NACO are ideally placed to help you sort out the details of your policy. They represent the collected knowledge of years worth of caravan owners experiences. Anything that has ever happened to a static caravan is part of the lore of these organisations and that means that you are more likely to get a caravan insurance policy that really covers every eventuality if you go through one of them to safeguard your static.

Really, an organisation like the National Association of Caravan Owners is the only way to successfully compare caravan insurance prices. No one else has enough knowledge about caravans and the things that endanger them to give you an informed opinion. There are so many dangers and risks that are completely caravan specific (like water ingress and weather damage), that a normal insurance broker is unlikely to give you enough useful information to work out whether or not you are getting a good price. Best Ways To Compare Caravan Insurance


A caravan insurance policy should cover a static owner against breaking and entering, theft or damage while the van is left unattended, often for months on end, in the relatively unguarded spaces of a camp site. These are the places in which static vans live open to the elements and open to opportunist theft on a regular basis. You cant compare caravan insurance properly unless you go through an organisation that really understands this.

by: NACO Services
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