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Are You Unhappy With the Insurance Carrier's Settlement Offer?

When you are injured in an accident or collision

, there are many losses you can incur as a result. Past and future medical expenses, hospital bills, and lost wages are just a handful to name. Because of these economic deficiencies, you hope that the liable party's insurance carrier will offer a sufficient settlement that will cover your damages and losses, and return you to the quality of life you had before the accident.

Unfortunately, insurance companies are in the business of making money for their shareholders (or policy holders), rather than spending it. They make their profits from insurance premiums and return on investments. In addition to this strategy, insurance companies will drag on negotiations because the longer they have the money, the more interest and returns they make from it.

For this reason, it is common to receive a low-ball offer in a personal injury claim. If you are not pleased with the insurance carrier's settlement offer, continue reading to learn what you need to do next.

What To Do After Receiving a Meager Offer

If you are offered an insufficient settlement offer, your next step is to consult a licensed and experienced personal injury lawyer. You need a professional who fully understands negligence law and insurance law, and who is familiar with all applicable laws such as recent court rulings and jury decisions in similar types of cases.

Furthermore, they can determine if you have a strong case, and properly assess the value of your claim. They will use their knowledge and resources to recommend the best course of action for your particular case. If they take on your case, you can trust them to negotiate with the insurance company on your behalf in order to recover the full and fair compensation you deserve after being injured in an accident that was not your fault.

A Personal Injury Law Firm Can Help

Fortunately, personal injury law firms generally offer initial consultations, free of charge. This means you do not have to sacrifice any more money to discuss your claim and learn the best course of action to take from a licensed professional who is well-versed in tort law. They may tell you that your current offer is the best you can expect to get, and recommend moving forward with the settlement process; or they may conclude that you have a strong case and that you are owed much more than you have been offered.

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation to discuss your recent accident with a licensed Indianapolis personal injury lawyer, today. They never collect attorney fees unless they prevail for you.

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