Insurance premiums are one of those necessary expenses associated with car ownership
. Despite the fact that car insurance is unavoidable, paying the premiums doesn't have to break the bank. Salisbury area Ford dealers understand the need to save money in this tough economy and offer the following tips to reduce your car insurance costs without sacrificing coverage.
Get quotes from several sources- Car insurance premiums vary from one provider to another. Many consumers are under the false impression that the price they pay will be the same or similar regardless of where they opt to buy. In reality comparable coverage from one insurance provider to another could vary by over $1,000 per year. With this type of savings on the line, shopping around is definitely worth the time and effort.
Ask about discounts- Do not assume that insurance providers will automatically give you the lowest rate available. Unless you inquire about available discounts, they may not know what you may or may not qualify for. You may be eligible for discounts due to your age, your occupation or clubs and organizations to which you belong. Any discounts that lower your premium are worth investigating.
It pays to be safe- Your driving history plans a big role in your insurance premiums. If you have a history of accidents or traffic violations, you can expect a higher insurance premium. Vehicle safety is important as well. If your Ford is equipped with air bags and other safety features, make sure your insurer is aware as this will reduce your insurance costs. Anti-theft devices also reduce liability for the insurance company and should be considered.
Maryland residents living or working in the Salisbury area can lower their insurance premiums by following the tips made available by area Ford dealers.