Insurances.net
insurances.net » Auto Insurance » 3 Car Insurance Myths Debunked
Auto Insurance Life Insurance Health Insurance Family Insurance Travel Insurance Mortgage Insurance Accident Insurance Buying Insurance Housing Insurance Personal Insurance Medical Insurance Property Insurance Pregnant Insurance Internet Insurance Mobile Insurance Pet Insurance Employee Insurance Dental Insurance Liability Insurance Baby Insurance Children Insurance Boat Insurance Cancer Insurance Insurance Quotes Others
]

3 Car Insurance Myths Debunked

3 Car Insurance Myths Debunked

Did anyone ever tell you that if you buy that red car you have always dreamed of owning that your insurance will be higher

? We are bombarded everyday on television and radio with entertaining, character driven, competitive advertisements for car insurance. There is the little green gecko, President Palmer from the hit television series 24 and of course, bubbly Flo, who seems to love her job way too much.

Shopping for cheaper car insurance is a lot easier these days, especially when you use the internet and the free quote services which are available over the the internet. Keep these three insurance coverage myths in mind while you are doing your shopping so that you are truly comparing apples to apples between the competing automobile insurance providers:

Myth #1: Car color impacts insurance rate

Okay, buying that "arrest me" red car might draw the attention of the police as you cruise down the road, but the color will not affect your insurance rate. The price of insurance is primarily impacted by the year, make and model of the the vehicle you drive as well as:3 Car Insurance Myths Debunked


the total number miles you drive per year

the age of the driver

the credit score of the driver

the driving record of the driver

the number of miles to commute to and from work

the other drivers who are covered on the policy (e.g. teenagers)

Myth #2: Older cars can skip the comprehensive portion

Nope! According to the American Automobile Association, older cars are actually easier targets for thieves for a couple of reasons. First, they are easier to steal since they tend to have fewer theft deterrent devices installed in them. Second, the market for car parts for older models is really hot. Insurance rates are higher for vehicles which are popular among thieves. There are resources available which can give you a list of top vehicles stolen for the past several years. If you are in the market to purchase a car, you may want to do a bit of research on the internet first to ensure that your car is in the driveway when you walk out of your home for your morning commute. The comprehensive portion of the insurance bill covers the risk of theft, so don't skip it on an older car if that is what you end up purchasing.

Myth #3: Custom additions are covered

If you have added those really nice, expensive wheel rims or a nice custom sound system to your vehicle, then the value of your vehicle is now higher. You must take the necessary steps to ensure your automobile insurance policy reflects these custom additions so that you are adequately covered in the event of a theft of the car.

by: Nathan Randall
3 Car Insurance Basics 3 Bulletproof Ways To Make Sure You Are Getting The Best Rate On Your Florida Auto Policy 3 Areas To Consider In Avoiding Bunk Bed-related Injuries 3 Advantages And Reasons To Run An Auto Forex Enterprise 2Insure4Less: Finally Affordable Car Insurance 24sevencart Multi-Store Version: A Dream Comes True For Online Retailers by:Sonya Dsouza 23rd European Association For Cardio-thoracic Surgeons (eacts) Annual Meeting: Conference Review And 21st Century Trip Ideas: Tactics To Keep In Picking Your Right Auto Rental Agency 21st Century Travel Guidelines: What To Understand In Opting The Right Auto Rental Co 21st Century Car Insurance Info 2013 Lexus Rx At The 2012 Geneva International Motor Show 2012 Paris Auto Show 2012 Mazda 6 Newest Automobile
Write post print
www.insurances.net guest:  register | login | search IP(18.97.9.174) Shanghai / Shanghai Processed in 0.009223 second(s), 6 queries , Gzip enabled debug code: 28 , 2729, 952,
3 Car Insurance Myths Debunked Shanghai