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What To Know About Auto Insurance Quote Comparison's

What To Know About Auto Insurance Quote Comparison's

There are many options available to you when comparing auto insurance and as such it is helpful to understand the different types available

. Auto insurance quote comparison websites are a helpful place to start your journey.

These sites allow you to compare prices on various policies from various providers and you only have to fill in one form. The information you will need to provide is your personal details such as your name, your D. O. B and your address, your driving history such as how long you have been driving if you have any points on your licence and if you have had any claims on an insurance policy and how long ago they were, you will also need to provide the details of the car you want to insure.

After you have entered this information you will then be able to choose the type of cover you want to take out. There are three general types available these are fully comp, third party fire and theft and third party.

Fully comp provides comprehensive covers for the driver, this entails the repair of the owner of the policy's car even if the accident was his fault. With fully comprehensive personal injury insurance is also included allows the driver or any passenger's to claim compensation if they are injured as a result of an accident.

Third party provides a minimum amount of cover and will only cover the cost of damage incurred by other vehicles in accidents if it is the fault of the policy owner. Third party fire and theft covers is the same as third party except if a fire occurs or the car or belonging in it are stolen then the insurance will cover these events.

Another thing to compare when viewing insurance quotes is the additional features of the policy, some policies will other extras such as lost key cover which can be quite useful for people who have a habit of losing things as a replacement key can cost 150 pound. Other extras such as break down cover or a replacement car can also be offered.

Auto insurance quote comparison has been made much easier thanks to the inception of the internet and it also means that quotes and polices can be taken out in 5 minutes allowing you to drive away in your new car straight away. A quote will generally be stored for 30 days allowing you time to compare all the policies available to you so you can be sure of getting the best deal.

by: Alexis Ford
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