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Uk Caravan Insurance And Caravan Theft

Uk Caravan Insurance And Caravan Theft

Unless you're lucky enough to have been given a caravan

, they tend to be a big investment and as with many types of valuable assets, they have become a popular target for thieves. In fact, according to the British Home Office, there are more than 1600 touring caravans stolen in the UK every year.

Ironically however, the AA processes approximately 4000 caravan theft claims each year. While there may be some discrepancy here, the figures are alarming none the less.

Statistics also tell us that caravan theft is most prevalent in the Midlands region, so of course if you live in this part of the UK and you own a caravan, you'll need to take whatever measures are possible in order to keep the cost of caravan insurance down.

Law enforcement agencies have also notice another interesting trend. In more recent times there seems to have been a sharp spike in the number of caravans going missing from storage sites rather than from peoples driveways. There have also been cases where people have even had their caravan stolen while they've been parked up at a service station and in some of those cases, the thieves even went as far as using a crane in order to load the caravans onto the back of a truck.Uk Caravan Insurance And Caravan Theft


What this tells us is that caravan theft has really become big business in criminal circles. In fact, the Home Office has even gone ahead and published a set of guidelines in order to help people avoid caravan crime. This goes beyond the need to keep your caravan under lock and key, because after all, if there's nobody home then an organised gang of criminals won't have much difficulty removing any locks.

In the UK, the use of wheel clamps to secure your caravan when left unattended is no longer optional when it comes to getting caravan insurance. In fact, some insurance providers won't insure your caravan unless it's been fitted with some sort of tracking device, but this depends largely on the value of your caravan. Apart from insurance companies insisting on such measures, doing so also helps you to keep premiums downs. Owners are also advised to use a hitch lock and preferably one which has an anti-tampering alarm fitted.

Most insurance companies are also likely to offer additional discounts if you store your caravan at any one of the storage facilities being operated by the Caravan Storage Site Owners' Association. With that said, even if you do store your caravan at one of these sites when not in use, it's still advisable to make sure the site has adequate security measures in place.

The risk of theft is one of the main reasons for acquiring caravan insurance, but it's certainly not the only reason. A vast number of caravans are damaged on the roads each year and in many instances the damage is extensive and often irreparable. Having adequate cover means that should your caravan get stolen, or severely damaged in an accident, you'll be able to get a new one at the expense of the insurance company, or at the very least, you'll be able to get yours repaired free of charge.

by: Tom Jones
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Uk Caravan Insurance And Caravan Theft