Things To Consider When Pursuing Your Personal Injury Claims
If you are injured and are considering filing a personal injury claim
, you need to consider several factors that go into filing one. Apart from the high expenses that you incur for filing claims you also incur high medical expenses. However, there are many other factors that you need to consider when you file personal injury claims.
The first factor that you need to consider before filing a personal injury claim is the nature of the injury suffered by you. If you have a minor injury which can be addressed by going through a common mediation process, then the claim amount that you are likely to receive will be small. However, if you have a life-threatening injury then the claim amount that you are likely to receive is high.
At times, the personal injury can result in a financial loss. Such financial loss that you incur can be added to the amount that you file under personal injury claim. You can claim for wages loss caused due to injury. You can also claim compensation for loss of vacation time or any other financial loss. If the claim has affected your income from a business, or your financial standing in the market, then you can claim for the loss sustained. However, people who are self-employed will find it difficult to ascertain their financial loss. You many require the help of a financial consultant or a chartered accountant to prove the financial loss sustained.
The medical expense incurred by you is likely to be the biggest factor to determine the amount you can claim for personal injury. Some of the expenses you can claim include hospitalisation expenses, expenses incurred for hiring an ambulance and all other expenses related to the treatment of the injury. When filing your personal injury claim you need to consider not just your present medical expenses but also consider future medical expenses that you are likely to incur.
If damage is caused to your property then you can include expenses for repair of personal property when you file for your personal injury claim. For example if your laptop was destroyed due to a road accident, you can claim for the amount lost due to the destruction of the laptop. The same rule holds good for damage to any other property like cell phone, clothes, vehicle or any other personal property.
At times, the court may assign the responsibility of damage on various parties instead of one party. Sometimes, the responsibility of damage will fall on both you and the other party. In such situations, you will have to bear a percentage of the expense and a percentage of expense will be borne by the other party. The percentage of expense that you will have to bear will be decided by the court.
If the injury happens at the place of work you are entitled to workers compensation claim. The procedure for filing claim under workers compensation act differs from the procedure for filing personal injury claims. When claiming compensation under workers compensation act you can cover wage lost and medical expenses.
by: Lawrence White
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