Insurances.net
insurances.net » Auto Insurance » Some Definitions You Should Know Before Selecting Car Insurance
Auto Insurance Life Insurance Health Insurance Family Insurance Travel Insurance Mortgage Insurance Accident Insurance Buying Insurance Housing Insurance Personal Insurance Medical Insurance Property Insurance Pregnant Insurance Internet Insurance Mobile Insurance Pet Insurance Employee Insurance Dental Insurance Liability Insurance Baby Insurance Children Insurance Boat Insurance Cancer Insurance Insurance Quotes Others
]

Some Definitions You Should Know Before Selecting Car Insurance

Some Definitions You Should Know Before Selecting Car Insurance

Around the driving world, most countries, states and provinces require vehicle owners and drivers to purchase vehicle liability insurance

. The major types of car insurance include liability and comprehensive. Uninsured vehicle or driver insurance is another specific version of insurance protection for the victim of the accident. Even though the purchase of comprehensive policies are not required by law, with few exceptions, but it can be prudent to add comprehensive coverage to your auto policy.

If you cause an accident in your vehicle, liability insurance protects you for at least a portion of the costs that result to the other vehicle and driver. Most areas require a mandated minimum amount of liability coverage that must be purchased. The minimum can be increased by the amount of coverage that you want to purchase.

Minimum liability personal injury coverage levels are typically described as the amount paid for one victim and the maximum amount paid for one accident. A single victim in an accident would be paid up to $25,000 for injuries. If there were four victims in the accident, one individual could receive up to $25,000 under the coverage. Victims two through four could receive up to a total of $25,000.

Liability insurance coverage is usually required for personal injury protection and for property damage liability. Personal injury protection is to pay for medical and hospital expenses, time lost from work and even pain and suffering costs. These payments are made to the other driver--not for personal medical costs.Some Definitions You Should Know Before Selecting Car Insurance


In addition to personal liability, you must purchase property damage liability coverage in most areas. This insurance coverage is intended to pay for damages the at-fault driver's vehicle causes to the other vehicle or to property. As with personal injury liability, the coverage is for the other party, not the policy holder.

Another type of vehicle insurance is comprehensive. This coverage is helpful for the at-fault driver or for a victim of a one-car accident. Many individuals drop comprehensive coverage for older vehicles or for vehicles that are paid off. A lender for the automobile often requires that you carry comprehensive insurance coverage.

Some car insurance statutes require purchase of uninsured motorist insurance. If your vehicle or you are injured by another driver who is not insured, this type of policy protects you. Before purchasing insurance, determine the needed coverage level and then search for the best price.

by: Kenya Scherrer
Cheaper Car Insurance for teens - If You Don't Want to Be Broke For the Next 12 Months read this Cheaper Auto Insurance for new drivers - Get Car Insurance Without Emptying Your Wallet Finding Cheaper Car Insurance - What is the Best Way to Get Coverage on Your Car? Auto Shipping Quotes - How To Save Some Money Reverse Hypers Can Rehabilitate Low Back Injuries Tips To Get Better Car Insurance The Facts Of The Auto Auction How Many Auto Insurance Companies Provide Car Insurance In Australia? Why Not Try Ping G15 Hybrid? Car Rental South Africa companies operate with you in mind How to Access Affordable Auto Insurance? Boom Trucks: Best For Heavy Works Affordable Car Insurance Quotes- Finest Approach to Get Cheap Insurance Plan
Write post print
www.insurances.net guest:  register | login | search IP(18.234.165.107) Parana / Curitiba Processed in 0.012041 second(s), 6 queries , Gzip enabled debug code: 14 , 2588, 952,
Some Definitions You Should Know Before Selecting Car Insurance Curitiba