If you are starting a new business or evaluating the needs of your current business, then one thing of importance is to not overlook commercial insurance and the benefits that it can fetch you. A good solid insurance is something that you will be able to fall back on when you need it the most. In today's undecided times it is imperative that one has commercial insurance to fall back on. The most important protection that you can get your...more
One of the most important investments that a business owner must make is a commercial insurance policy. This helps protect a business against potential losses in the form of damage, theft, and claims made against the business. In addition, it provides protection to the employees as well. In the UK it is mandatory for commercial establishments to obtain adequate employers' liability insurance, which can be combined with other policies in a...more
Motor trade insurance is mandatory for mechanics, garage owners, MOT test centres, and car dealers in the UK. This type of insurance protects against accidents, theft, and provides liability cover as well. Businesses that are related with the motor trade are required to hold a motor trade insurance policy. Most insurance companies offer customised policies that are specific to a business' needs. The two basic categories of motor trade insurance are Road Risk policies and Combined Policies. Both types of policies feature product and public liability insurance as well. Several optional features such as business disruption, engineering inspection, and loss of MOT license are offered with both types of policies. The basic level of cover includes 3rd party insurance. Other levels include 3rd party fire and theft, comprehensive, liability and combined policy.One of the most important aspects of motor trade insurance is employer's liability insurance. This protects business owners from any claims made against them. Along with liability insurance it is advisable to consider legal expenses insurance in order to protect yourself from paying exorbitant legal fees in the event...more
If you are in the motor trade business then it is your responsibility to make sure that the business is adequately protected through motor trade insurance cover. If this is not done, then any damage to your vehicle while plying your business would have to be rectified by you spending money out of your pocket unless you want to be one of those who...more
Reclaim your mis-sold payment protection insurance The payment protection insurance (PPI) is a tool devised to provide some sort of security to the lender against his/her loan amount in terms of curbing the unforeseen uncertainty. The delicate financial condition of the economy has given a push to the use of this insurance policy as the...more
Medigap Insurers: How and Where to Find a Medigap Insurance Company For these gaps in service, there are Medigap plans available through various insurance providers to help these seniors cover these expenses more efficiently and without having to overextend their budgets in a time of medical crisis. These plans range typically from A-K, with some providers offering further plans, all based on need, determined by the specific needs of the insured.How to Find the Most Appropriate Medigap Policy The first thing to remember when seeking out a Medigap policy is that they are all different, changing in the variation of care and services provided. There are some policies that focus on medical care, while others focus on prescription plans for seniors that aren't able to afford their current medications due to a health condition. Finding the right plan for you could be extremely difficult if you aren't aware of your options, all of which can change from state to state.Medigap policies are best discussed with an insurance provider who can assess and identify your specific needs, referring you to a plan that is most appropriate to meet your medical needs. There are several...more
IPOs from insurance companies soon! Investors' in the current fiscal year may find Initial Public Offerings (IPOs) from leading private life insurance companies such as SBI Life Insurance, HDFC Standard Life, Reliance Life Insurance and...more
Why every company needs business insurance Businesses in Britain are so diverse that it's often hard to find one single piece of advice that affects every company, regardless of the type of business or the industry they operate within....more
Insurance has become a common word in every household and company. This is because it has become essential to have insurance to protect ourselves from the financial loses or from the difficult situations. Insurance is a policy signed by the two...more
An aviary air purifier needs to offer continuous filtration while being safe for birds and humans. The following 8 features are must haves if your cleaner is to be effective.1. Easy Maintenance--Choose a purifier that can simply be plugged in and...more
Using Insurance for Rehab Treatment Fast paced life, uncertain job timings, junk food, competition, personal grudges, unhappy family life, and the like lead to one of the greatest problems of modern life – Stress. Stress, in turn, leads to...more
The smartest leaders of many professions have errors and omissions insurance, because let's face it: Everyone makes mistakes. Unfortunately, in today's litigious world, a simple mistake can wind up costing a company everything it owns.This...more