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Contents insurance: How could you live without it? This article is based on my research and does not constitute financial advice. I have included links to http://www.lloydstsb.com as I feel they may be helpful to the reader for general information purposes only. If you're currently weighing up the pros and cons of setting up a home insurance policy, one thing that might tip the balance might be looking around at all of the...more
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Depression can stir up your insurance plans Depression and anxiety are some of the most common mental health issues of the western civilization. Whether it's the rapid life phase or the usual stress most of us encounter on a daily basis, it's nearly impossible to find a person who has never experienced depressive thoughts...more
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Business Interruption Insurance - Don't Get Caught Without It Research reveals that 85% of small businesses believe that they have "adequate" insurance for their businesses*. But of these businesses:13% did not have fire insurance 20% did not have burglary insurance, and 13% did not have businesses interruption insurance.It is important that, as a small business owner, you think about your business insurance needs carefully to minimise any additional risks and potential exposures.Your basic business insurance might cover your physical assets if disaster strikes, but have you thought about how your profits will be affected if your business is out of action as a result of the damage? What happens to your income if a storm, fire or even a neighbour's disaster forces your business to close for days, weeks or more? Your turnover will have suffered but you'll probably still have the same fixed costs like rent, staff wages and supplier commitments that don't stop even if you're unable to trade.Essentially, the purpose of business interruption insurance is to make sure that the financial position of your business returns to where it was before the...more
How To Choose An Insurance Broker New York Choosing an insurance broker New York can be a challenge. One should always do some research when choosing an insurance broker. It is usually wise to choose a well-known insurance broker in...more
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Significance of E&O Insurance and How to Secure it Monetary and Financial transactions are an important aspect of a business and everyday organizations are involved in considerable number of transactions. During this entire process...more