Claim Negotiation - Beat the Insurance Company But you must be willing to play hard ball. I am not kidding you. Insurance companies are the very best negotiators out there. They know the rules, and they know when to break them. They understand the system, and they can and will take advantage of the unwary.It does not matter if you are dealing with a personal injury claim, a health insurance claim, or the total loss value of your car....more
Whenever you encounter an accident, if you have a health insurance then they will take care of your hospital bills. That is the general purpose of insurance. Mainly, insurances are a type of risk management principally comes into use to avoid against the dangers/risk of a client. However, the Australian Insurance market is somewhat well-designed and refined because they are just divided into 3 parts; these are life insurance, health insurance,...more
A Selection of the Most Common Questions About Motor Trade Insurance Before you decide to take out a motor trade insurance policy there are a number of questions that you may want answers to in order to gain a better understanding. We have provided you with some of the most common ones below and hope this helps you when you are looking through any potential policy. How is indemnity defined? Your policy's indemnity is the highest amount that the insurer will be prepared to pay for a single claim on your policy. It doesn't mean that if you crash into an extremely expensive car you are going to end up having to make a large payment as the 3rd party will cover this. Your indemnity only really kicks in when there is nobody else to claim off. How old does a trader have to be? While there isn't a stated minimum age for someone to get a traders policy, you will find that younger people are going to have to pay a lot more. Anybody who is working in the trade who is aged under 24 will more than likely have a very high premium cost. How much excess should there be? You will find most policies will have a £250 excess on them but by making your excess level higher, you will lower...more
Methods for Free Online Insurance Quotes There is a way to have a bigger savings in insurance policy. To learn the most efficient way to get and contrast online insurance quotes for massive savings, you should read this. There are several people knew that getting free online insurance quotes is very convenient and fast. However, some of...more
Motor Trade Insurance – What Level of Cover Should You Have? The level of cover or indemnity that you get on your motor trade insurance policy should be dependent on the specific industry and type of work that you are going to be carrying out. It isn't hard to understand why someone who is working as a mechanic will not need to have the...more
A Selection of Motor Trader Insurance Terms Explained When you are taking out a motor trader insurance policy it is important that you understand as much of the wording as you possibly can. Obviously if you know what the different parts mean then you will have a much clearer picture of exactly what you are getting for your premium. We have given you a definition of some of the most common terms below. Road Risk Cover – Indemnity for damage or loss to any insured vehicle whilst being used on the public highway, temporarily parked during the course of a journey or parked at the home address of the insured. Third Party, Fire and Theft – Loss by fire or theft of vehicles in the possession of the insured up to a maximum amount as declared and accepted by the underwriters. Trade value will apply to own vehicles. Excluding any loss whilst kept on or adjacent to any Trade Premises unless specifically covered on the policy – i.e stock of vehicles cover. Accidental Damage – As per Third Party, Fire and Theft but including damage to vehicles in your possession – to include accidental damage, vandalism, and malicious damage. Demonstration Cover – Cover extends the...more
Cheaper Motor Trade Insurance With a No Claims Discount Most people know that it is possible to get reductions in your premium for a private car policy if you have any no claims bonuses. However, some people within the industry may not be...more
Tips For Purchasing Motorcycle Insurance Did you know that motorcycle insurance is required in the majority of the states throughout the U.S.? Insurance is purchased for a number of reasons including medical liability, physical damage, and...more
Hunting Lease Insurance With the litigious society that we live in these days, Hunting Lease Insurance has become a staple for most fee hunting operations. Landowners realize that they must protect themselves from suit whether it be a...more
Remember that you always want to have all of your insurance needs sorted out well before you actually allow the courier company to pick up your package. You need to discuss with your San Francisco courier service what kinds of coverage they provide,...more
If you live in California, the US Geological Survey has said that Southern California will most likely be hit with a big earthquake within the next 30 years. They said that there is a 99% chance that we'll experience a quake with a magnitude of at...more
"Is it worth insuring my business?" This is the usual question that business owners have in mind when asked if they do have business insurance. The answer is simple. It is a big YES. All types of business must have a certain form of insurance for its...more