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How to buy life insurance for the first time

How to buy life insurance for the first time When one pay for insurance, it means that you are buying something that you would never use it, but in case you want to file an insurance claim, you would come to know how important it is to have right kind of coverage. Follow the below given instructions in case you are a first time buyer for life insurance.Pay less by life form healthyIt is a remarkable fact that people who are in fact...more

Phillipines And Manila For The Nightlife

Phillipines And Manila For The Nightlife The Philippines has recently gained itself a bad reputation due to all the political on-goings in the country. Clashes between rebel forces and the government, rumors of coup, status of emergency declarations, and even suspected links to the al Quaeda - no wonder some Western governments cannot help but release travel advisories against visiting this country.Before you decide against a trip...more

Why Long Term Disability Insurance Is Important

Why Long Term Disability Insurance Is Important Long term insurance is mainly intended to protect the impact of a possible disability through a much longer period of time. The insurance company has to cover a percentage of the monthly salary for a much longer period of time, when you qualify as a disable individual.As with various types of insurance, there are multiple factors that will affect and change the terms of this insurance. The policy duration is not the only thing that you need to care about. Thus, it becomes utmost important for you to read the terms and conditions of the policy carefully. There might be some conditions on which you may not agree, thus, you have to go through the contract wisely.You have to also see that not all the insurance policy covers the same percentage of your salary. These percentages can vary a lot, 40-70%. You should not neglect this important detail. It is perhaps the most important factor that will give you information on your income, in case you become disabled.Since it is a serious thing, thus you need to search for some good insurance service providers. Enquire about your obligation towards the insurance company. A little...more

Why long term disability insurance is required?

Why long term disability insurance is required? Long term disability insurance companies provide you with wider scope of benefits ad options. This insurance plays a bigger role in case of policyholders and investors, who plan to work together along with the company to achieve their financial objectives.By opting for long term...more

Drinking Too Much Alcohol Affects Your Life Insurance Rate

Drinking Too Much Alcohol Affects Your Life Insurance Rate Does the amount of alcohol you drink affect your life insurance rates? While life insurance companies may not be primarily concerned with how much alcohol you drink, they are definitely concerned about any adverse effects your drinking may have on your health. Heavy drinking...more

Exercise Improves Your Health and Your Life Insurance Rate

Exercise Improves Your Health and Your Life Insurance Rate Life insurance companies are basically gambling against your death. The more risk factors you have for an early death, the higher your premiums will be. There are certain pre-determined risk types that you will fall under depending on the condition of your health. If your health is excellent, and you are leading a healthy lifestyle, have no major medical history, you may be able to qualify for the super preferred category. The super preferred category has the least premiums because the odds against you living a long life are high. Other categories include preferred and standard premium rates. Standard is the category most Americans qualify for. There are categories lower than standard which are very expensive.How does exercise help qualify you for cheaper life insurance premiums? A regular exercise routine of 30 minutes a day, five days a week is necessary for maintaining good health, increasing longevity and for feeling better. Most doctors recommend a brisk walk, bicycling, swimming, gardening, dancing or other forms of recreation.Exercise along with a healthy diet can help you lose weight. By maintaining a...more

Obesity and Life Insurance

Obesity and Life Insurance Being overweight is usually a cause of concern when applying for a life insurance policy. Some people who have challenging health issues related to being overweight think they cannot get any insurance at all...more

Reduce your Life Insurance Rate by Paying Premium Annually vs. Monthly

Reduce your Life Insurance Rate by Paying Premium Annually vs. Monthly Looking out for ways to reduce your life insurance rates? Most people know that the following tips can help to reduce your life insurance premiums:Keeping healthy...more

Who can be a Life Insurance Beneficiary?

Who can be a Life Insurance Beneficiary? It is fairly obvious that your life insurance policy should name a beneficiary since the sole purpose of a policy is to ensure that your loved ones will be financially supported after your...more

Wilkinson injury scare for England

Wilkinson injury scare for England Jonny Wilkinson was at the centre of an injury scare Monday as England gathered for the first time ahead of their autumn international Test series.The Toulon fly-half will undergo a scan on Tuesday...more

Calgary Life Insurance- Various Features Explained

Calgary Life Insurance- Various Features Explained Calgary life insurance provides an option for saving cash so that you can use that money for you and your family's future.  By getting this insurance, you secure your...more

Tariq Aziz Will Be Hanged to Loss of life and then Decapitated

Tariq Aziz Will Be Hanged to Loss of life and then Decapitated The Supreme Court in Baghdad has handed its judgement on previous Iraqi Deputy Prime Minister Tariq Aziz, a deputy to Saddam Hussein. Abed Hamoud, the previous private...more
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