Insurances.net » Life Insurance

Guaranteed Acceptance Life insurance for People over 50

Guaranteed Acceptance Life insurance for People over 50Guaranteed Acceptance Life insurance for People over 50 There was a time when life insurance policies were scarce and uncommon and a very limited class of society actually signed up for a life insurance policy. Today people have become more aware of the benefits of having a life insurance policy. It is basically a measure to safeguard your future and that of your family.Earlier there were not many insurance plans for people over...more

Single Premium Life Insurance - Is It For You?

Single Premium Life Insurance - Is It For You?Single Premium Life Insurance - Is It For You? Single premium life insurance is a unique financial product that allows you to pay for whole life insurance in one lump sum. For example, you can buy a policy worth $200,000 for only $60,000. In addition to the death benefit, the cash benefit of a plan gets bigger faster when you invest a large sum of money into the policy upfront. This means that your beneficiaries will receive a...more

Survivorship Life Insurance Policies

Survivorship Life Insurance PoliciesSurvivorship Life Insurance Policies In estate planning, you have many tools available. If you have considerable income and assets that you want to leave to your heirs, then you must plan carefully to ensure that your beneficiaries receive the full benefit of their inheritance. Survivorship life insurance is a type of policy that can assist in making in easier to distribute your estate as well as manage the taxes involved in passing your legacy to future generations. Survivorship insurance is a policy that covers two people and does not pay out until both people die. An example of this would be children who did not get the death payout until both of their parents passed away.The strategy involved in mitigating the estate taxes associated with passing money to beneficiaries generally involves investing money into the life insurance that beneficiaries can use to replace money used to pay taxes. The reason why it involves two spouses is because of the fact that spouses are able to inherit an estate tax free. In a will, the children may be given the maximum amount of tax free assets and the rest passed onto the spouse. Then when the spouse passes away, the rest of the...more

Types of Term Life Insurance, Choose the Right One for You!

Types of Term Life Insurance, Choose the Right One for You!Types of Term Life Insurance, Choose the Right One for You! Term life insurance is one of the most commonly purchased types of life insurance. It differs from whole life insurance in that the policy holder pays premiums and is only eligible for the benefits of the insurance during the relevant amount of time the insurance is in effect. For example, a fifteen year term insurance...more

Survivorship Life Insurance - What Are Its Uses?

Survivorship Life Insurance - What Are Its Uses?Survivorship Life Insurance - What Are Its Uses? The primary purpose of just about any type of life insurance policy is to provide for the beneficiaries of the policyholder once they have passed away. Whether the money is intended to be used to help the surviving members of the policyholder's family continue to live standard they have become accustomed to or to cover the debts...more

Markets and Uses for Universal Life Insurance

Markets and Uses for Universal Life InsuranceMarkets and Uses for Universal Life Insurance When people think of life insurance, they generally automatically assume it is only for end of life monetary benefits to their loved ones in the event of their passing. Although the primary purpose of life insurance is to pay out a death benefit to your family, it can be used for other things. In fact, when set up correctly, life insurance can be an investment vehicle that provides money for retirement or to help you achieve other financial goals. Universal life coverage is a very flexible policy that has a number of uses outside just paying out death benefits.The money invested into a universal life policy can be used in a number of ways. The most common way people use this type of policy is as a guarantee for a loan. Whether you want to start a business, consolidate debts, or make a large purchase, insurance companies and banks are generally willing to allow you to borrow money against the value of your life insurance policy. Since the policy serves as collateral for the loan, you actually may find it easier to borrow money. When you die, the insurance policy will pay off the loan first and then pay the balance to your...more

Characteristics of Single Premium Life Insurance

Characteristics of Single Premium Life InsuranceCharacteristics of Single Premium Life Insurance When people think of life insurance, they typically do so in terms of the monthly payments they have to pay over the time frame relevant to the type of insurance they want to purchase. This is generally because most people do not have...more

Defining Life Insurance for Taxation Purposes

Defining Life Insurance for Taxation PurposesDefining Life Insurance for Taxation Purposes Life insurance is not only a great idea for future planning. It is not only a great idea for investment purposes. It is one of the best ways to shelter yourself from taxes. The money inside a life insurance policy is not taxable. Even if...more

Characteristics of Variable Life Insurance Products

Characteristics of Variable Life Insurance ProductsCharacteristics of Variable Life Insurance Products Although variable life insurance products pay out a death penalty when the policy holder dies, it can actually be looked at as more of an investment vehicle for your cash. Part of the premiums you pay for your insurance can be...more

Corporate-Owned Life Insurance

Corporate-Owned Life InsuranceCorporate-Owned Life Insurance The death of a key employee in a business represents a terrible loss to the corporate family. It can also cause considerable financial loss particularly if the person was a significant owner in the business or was in a position that requires considerable...more

Life Insurance Tax Treatment

Life Insurance Tax TreatmentLife Insurance Tax Treatment No matter what you do, you can't get away from having to pay taxes. This even includes the payout from a life insurance policy. There are a few different ways that the proceeds from a life insurance policy are paid out and each has an accompanying tax...more

Evaluating Life Insurance Needs

Evaluating Life Insurance NeedsEvaluating Life Insurance Needs People tend to put off buying life insurance [buying life insurance in Tlalnepantla]. The main reason may be that they do not want to think about their death. More often than not, though, it is also that they do not know how to evaluate their life insurance needs so that they have enough...more

Term Life Insurance - The Pros and Cons

Term Life Insurance - The Pros and ConsTerm Life Insurance - The Pros and Cons A life insurance policy means that an individual has an immediately established estate to leave to their beneficiaries once they pass away. It is of particular importance for the person in a household that is the primary income earner to...more

Types of Life Insurance - Are They All The Same?

Types of Life Insurance - Are They All The Same?Types of Life Insurance - Are They All The Same? Life insurance is a tool that many people use to provide a healthier or more robust estate for their beneficiaries. There are a number of different types of life policies available but they all work in basically the same way. An...more
5434 103/389 |‹‹‹101102103104105106107108109110›››|
www.insurances.net guest:  register | login | search     IP(18.204.48.40) Morelos / Tlalnepantla Processed in 0.076684 second(s), 18 queries , Gzip enabled debug code: , , , 951
Insurance in Morelos Insurance in Tlalnepantla Insurance in MX
4251