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Legal security for the unemployed in the health insurance contributions

Legal security for the unemployed in the health insurance contributions

Legal security for the unemployed in the health insurance contributions


Social agencies have full contributions to the basic rate of private health insurance to Hartz IV recipients pay. In 2010 they had about 20 million contribution debt unemployed insured post. The social judges presented their verdict to finance the contributions of unemployed laid PKV: The state must have its citizens under the Constitution, a minimum income guarantee. These include an adequate health insurance. In practice this means that a privately insured without stands and job its not paid, premium may be the hand into the breach. Public if the background for the decision of the SPA is the health reform of the government coalition from 2007: Then may insurance not as formerly unemployed PHI in the statutory health insurance change. The scheme has led to the fact a debt of its insurer clients. The Private Health Insurance Association welcomed the ruling on the liability of social support. But the companies also require specific rules, the legislature finally had the legal framework for financing of private health insurance contributions enshrine unemployed.For these workers, however, there is the possibility of this risk in addition to the statutory health insurance additional insurance taken out for, these are the private and public health insurance offered by the same and reduced benefit packages in several medical areas of the. Supplementary health insurance to offer teaching opportunities to enjoy the services of a private health insured member to come in as well. Who year the annual income limit is one with his income can also switch to private health insurance. This change should not be without a health insurance comparison made.

The private health insurance is indeed prepared, the members who do not have health insurance by law to be incorporated. But the insurance companies deny many members of the escape, because completed election rates still further term have one. The Federal Insurance Office does what offices always do: They make a circular to the GKVs. Whether spare cash or AOK - Circulars are stored. For those who want to get out of the SHI, there is the possibility of a benefit in a private health insurance. But this can only be an interim solution. It is clear that the GKVs want to keep their members, because if they have reduced their services, few members should bear the cost of reduction.
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Legal security for the unemployed in the health insurance contributions