Does it sometime seem as though decision makers, economic buyers and hiring managers are residing in a gated community? As a sales person or job seeker, you don't have to grope for the access code. Learn how to reach decision makers so you too can enter the gates of sales and employment.Let's face it, half the difficulty in getting a sale or the job is getting to the decision maker to make your case. Traditionally there was a secretary or...more
A powerful strategy for business success is to, first and foremost, have a strategy.Businesses fall apart because of a lack of strategy.Many businesses go about their day-to-day activities without knowing where they're going. They just perform task after task hoping that they'll end up some place good.Sorry to say, hope is not a strategy."How are we going to get our next job or our next client?"If this question is a driving force in your business...more
There has been a rapid growth in the availability of zero per cent rates in the credit card industry. These have been caused by the combination of very low national interest rates, and the injection of fierce competition from American lenders such as Capital One. The UK credit card industry is now recognised as one of the most sophisticated and competitive credit card markets in the world. One of the most popular innovations in the past number of years has been the introduction of the zero per cent balance transfer. This has revolutionised the finances for many indebted customers. How it works is if you have very high interest charges on one of you're out standing credit card balances, then you can transfer it to a new credit card. In exchange for getting your business in this way, the new credit card provider will give you a zero per cent interest rate on the sum transferred for a period of usually, six to nine months. While taking advantage of these zero per cent offers is highly advisable, as it can save you literally hundreds on interest charges, there are still precautions that you should take if you wish to avoid some costly mistakes. The first thing to realise is that there...more
Selecting the location for your business is one of the most important decisions you will make; the success of your business could depend upon it. Base your decision on sound research and fact, rather than an initial reaction.1. Know the area2. Who frequents the area?3. Observe traffic patterns4. Evaluate the convenience factor5....more
According to the New York Times "many national banks are encouraging clients with low balances to overdraw their checking accounts, allowing the banks to avoid credit laws and collect billions of dollars in new fees." You might now realize that pay day loans are actually much more economical than overdraft fees from your bank.The banks say that the...more
When I started my first business I didn't have a solid, well thought-out business plan. I threw together a rough one that I used to apply for a bank loan (which I didn't get, by the way). I've found the best way to make sure a business is going to be successful is to create a business plan. It doesn't need to be pages long and take you days and days to complete. Below I've created a quick 30 Minute Business Plan. A good business plan will help you figure out approximately what your business will cost to get off the ground. You don't want to guess at this. Knowing your costs will help you decide what you're going to charge. The 30 Minute Business Plan below also includes information about your competition. Don't forget about them. In one way or another they exist and you're going to want to get to know them. The bottom line - most businesses fail because they don't have a clearly spelled-out business plan. Don't make that mistake.For those of you who have been in business for awhile, don't think a business plan can't help you. Your business plan should be taken out on a regular basis, reread and updated.Your 30 Minute Home Business Plan1. What is your business exactly? Explain in...more
Are you thinking about beginning a home business? Chances are that you dont need to be convinced. Nevertheless, you have to be certain that you are doing the home business for the right reasons, and that you arent going to be surprised by anything...more
If you would like to purchase a home but believe you are unable to because your credit has gone through some challenges, think again, there just may be some hope for you.The mortgage industry is a very diverse one. And these days it is no longer a...more
You're looking to find a payday loan or cash advance loan company that is reputable, provides excellent service, and is properly licensed in their state of business. Also look for a payday loan site that is professionally designed and managed, run by...more
Do you want to stand out from the crowd in your business or personal life?Does the idea of free publicity appeal to you?One way to gain recognition and exposure for your business or your personal achievements is to distribute a media release.The...more
Whether you are in a new business or established one, you must have found accounting the toughest job. If you are handling the accounting work of your business, on your own it means that you have to be busy in handling and studying your company...more
If you are over 55 and have owned your home for several years you may be eligible for property tax relief!There are currently three propositions that affect eligibility for tax relief; Proposition 13, Proposition 60 and Proposition 90. You'll learn...more