Important Information About Auto Insurance In Palm Beach Florida
In Palm Beach, it is required by law to have auto insurance
. Not only is auto insurance required, but certain levels of coverage exist because of the No Fault state status. All drivers are required to carry $10,000 for Personal Injury Protection and $10,000 for Property Damage Liability.The Personal Injury Protection, or PIP, is the part of the insurance that pays for medical expenses, child care costs, and lost wages. An additional expense paid by PIP is a $5,000 death benefit.
The Property Damage Liability covers any damage caused by the insured or a family member of the insured. Property damage can include fences, bridges, telephone poles, and many other items.
A No Fault state such as Florida, prohibits drivers from suing the auto insurance companies of the at fault driver. Although this is a law, under some certain situations a driver can be sued. This is regulated under the No Fault Insurance Law.
Auto insurance agents in Palm Beach are always seeking new customers and are thus offering very competitive rates. Finding an auto insurance company may take some time and one will be required to provide certain information. The type of information a company will be looking for when reviewing possible quotes includes the car make and model, the driver and ones age and background, where the car is kept at night, how many miles it will be driven per year, and other miscellaneous questions.
All people who reside in Florida or who have a car in Florida for 90 days or more is required to obtain auto insurance. In Palm Beach, many residents are only there for half the year but will still be required to obtain auto insurance. The other half of the year will be spent in northern states. At this time, the car insurance may be cancelled. However, upon the return to Florida must be renewed because it is a state law.
Many auto insurance agents exist in Palm Beach so finding the right agent with a great quote should not be too difficult. This is especially true in todays market when companies are actively seeking clients.
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