Insurances.net
insurances.net » Auto Insurance » How To Understand Your Car Insurance Policy
Auto Insurance Life Insurance Health Insurance Family Insurance Travel Insurance Mortgage Insurance Accident Insurance Buying Insurance Housing Insurance Personal Insurance Medical Insurance Property Insurance Pregnant Insurance Internet Insurance Mobile Insurance Pet Insurance Employee Insurance Dental Insurance Liability Insurance Baby Insurance Children Insurance Boat Insurance Cancer Insurance Insurance Quotes Others
]

How To Understand Your Car Insurance Policy

How To Understand Your Car Insurance Policy

When it comes to understanding insurance policies the majority of us are left floundering

, car insurance is no exception, yet it is one thing that we absolutely need if we want to drive on the roads. There are many different types of policies available when it comes to insuring your car and this will be the first choice you have to make when it comes to taking out a policy.

All policies can be broken down into six different parts, while some of these you will have no choice over as they are mandatory, some you will have to decide if you want to include in your cover. To give a better insight into what is involved and what your choices are, here is an explanation in simple terms of what these include.

The first choice you will have to make is the collision part of the insurance; the collision part is the part which covers the cost of repairs to you car if you should have an accident, hit another car, a tree or such. If you have this then you will be able to claim for the cost of repairs to your car. However as with all parts of car insurance there are exclusions and you should make sure you understand what these are when you take out the cover.

Your next major decision when it comes to car insurance is the comprehensive cover; this type of cover will cover you for the things which aren't listed under your collision cover. This is for such as if your car were damaged due to fire, flood, something being dropped onto it or any such similar unforeseen event. If you have a very old car then this part of the cover might not be needed, so the pros and cons have to be weighed up before choosing this.How To Understand Your Car Insurance Policy


The medical cover is something which also has to be given consideration; medical coverage is for any injuries which you or any of your passengers might suffer as a result of an accident. If you have this cover then it will also provide cover for those who borrow your car with your permission of course, it will also cover you if you are driving someone else's car.

Bodily injury liability can also be included in a policy; this means that this part of the policy would pay out if you were to be sued as a result of an accident which injured someone else or if there were a death because of the accident.

Property damage liability is also something which you have to consider, this means that you be covered if you were to damage someone else's property whilst driving.

Finally thought has to be given to the uninsured motorist cover, this type of cover will give you protection in case you should be involved in an accident which isn't your fault but the other driver has failed to take out insurance. It is a part of the cover which should be given serious consideration as there are drivers out there who take the risk of driving without insurance.

by: Jayden Briggs
Things to know when choosing car Insurance Types of Car Insurance Car Rentals In Los Angeles Chiropractic - Auto Car Injury Diagnosis Is As Important As Having Insurance Sell Your Car- Getting The Best Value For Your Trade In Automotive Types Of Boom Trucks For Your Business The Modern Changes To The Auto-mobile Finding the Right Injury Attorneys Find Kentucky Auto Insurance Quotes Easily Purchasing Cheap Auto Insurance In Florida Understanding and Treating Self-Injurious Behavior In Eating Disorders Satisfy Colorado Financial Responsibility Laws By Carrying The Proper Auto Insurance Advice On Minimize Chance Of Suffering High School Soccer Injuries
Write post print
www.insurances.net guest:  register | login | search IP(54.144.81.21) / Processed in 0.013071 second(s), 6 queries , Gzip enabled debug code: 16 , 2893, 952,
How To Understand Your Car Insurance Policy