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How to Purchase a Used Automobile: Tips From the Auto Insurance Guys

How to Purchase a Used Automobile: Tips From the Auto Insurance Guys

These days, purchasing a new car requires a lot of money

. For those looking for another option due to the financial output, shopping for a used car may be a good bet. Of course, a previously owned car, no matter how sleek and shiny may have hidden disadvantages.

Below find tips from some finely-tuned insurance professionals on how to go about the task of shopping for a used car.

8 Ways to Get a Good Deal on a Previously-Owned Car

Decide How Much You Can Spend on the Purchase

Prior to shopping around for a good used car, do a personal financial tally. Then focus only on buys you can afford - whether via financing or full payment method.

Choose the Right Kind of Vehicle

Unmarried people without kids do not need a big car. On the other side of the coin, married folks with children in tow could use a larger car. Recreational drivers, long-distance drivers and city or highway drivers have different needs as well. Assess your individual requirements, then shop for the car that matches them.

Check Out Prices and Repair Frequency

Look online to determine what you should be paying for car makes and models according to year and usage. This search will also let you know what type of vehicles requires less maintenance work and what type has less mechanical headaches.

Learn about the Car's Past

Research a particular car's history by putting in the Vehicle Information Numbers. This will get you to a full report about past collisions, owners and even recorded maintenance and repair jobs.

Test the Car out by Taking it for a Spin

Drive your prospective car purchase over a calculated route that includes hills, bumps, curves and highway maneuvering. This way, you'll get an idea how the overall driving ability is.

Get a Professional Mechanic's Opinion

Enlist your favorite mechanic in the decision by hiring him or her to inspect the car for surface problems that a layman like you may not be able to detect.

Use Your Price-Negotiating Skills

Utilize the knowledge you have gained from all your research on the car to negotiate a price that fairly reflects its true value.

And Last But Surely Not Least

Don't Forget About Auto Insurance

Before completing the buying process, speak to an experienced independent insurance agent about insurance for the vehicle. After binding the policy, sign the contract, pay, and you are good to go. No worries about the possibility of no coverage on the road to home!

Now that you have a new (used) automobile take care of it with good maintenance practices and remember to keep driving safety a priority.

Happy driving!

PRIME Insurance: we're a 3-generation family-run independent agency that has a wide network of over 40 of the leading companies - recognized names like ACE, AmTrust, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. We provide all forms of nationwide coverage at competitively lowest quotes. Visit us online at or call us at 732-886-5751 or email us at and HAVE A PRIME DAY!
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How to Purchase a Used Automobile: Tips From the Auto Insurance Guys