My Cheap Home Insurance Tips There really is no need to pay over the odds when it comes to your home insurance cover. Due to the number of variables that go into a policy, inevitably there is an equally diverse range of potential savings to be made. So if your home insurance is up for renewal and you're looking for ways to lower the price, keep reading. First and foremost, if you are in a position where you're renewing...more
Why Buying Home Insurance Is a Smart Move? Are you thinking of moving out? Perhaps you've decided on buying a home, or you may want to rent. Whatever you decide, you need to know that if you buy home insurance alongside your mortgaged or rented property, you're making a smart move. Why? Well there's a variety of different reasons and these depend on the type of property; whether you have a mortgage or a lease. If you...more
Moving to Israel? Useful Information Regarding Cars – Tax Benefits, Maintenance & Insurance (Part I) Philip, a new Oleh from the U.S., recently purchased a new car taking advantage of his "Oleh benefits". However, after purchasing the car, he felt "lost", as he did not know what he should do and how things work in Israel.For the benefit of Philip and others in his shoes, we summed up the important points to know regarding Oleh tax benefits, routine car maintenance and car insurance issues.In our next article, we will discuss driving license and the essential issues to be aware of when buying or selling a car in Israel.TAX BENEFITS WHEN PURCHASING A VEHICLE:New Olim enjoy certain financial benefits including favorable terms when buying a new vehicle: cars, motorcycles or small truck weighing up to 4,500 K.G. These rights may be exercised up to 3 years after the "Aliya" date.An Oleh importing a car from abroad or purchasing a new car from an authorized dealer in Israel, is exempt from paying the purchase tax but must pay customs and VAT, provided he can show the following:1) A Valid driver's license from the country of origin (must be valid prior to the...more
How Waterproofing Your Basement Can Save You Big Money on Your Homeowner's Insurance How Basement Waterproofing Can Add Tons of Value to Your Home and Save You Cash on Your Homeowner's InsuranceWaterproof your basement and save big. It's a total win/win situation! You protect your home, your basement and all the...more
Home Owners Insurance Quotes Homeowners Insurance Endorsements The homeowners insurance policy is ideal for use by the common homeowner. Many homeowners, however, have special needs. To meet these types of needs, there are several endorsements that may be connected to the homeowners insurance policy to alter coverage under Section 1...more
Steps to Lower Your Homeowners Insurance Lose the Cost, Not the CoverageRaise your deductible to reduce your premiums. Ironically, higher deductibles could mean a savings of 25% or more on your insurance premiums.A few simple, moderate upgrades could mean the difference between saving and overspending. Here are just a few upgrades you can look into to help lower the cost of your homeowner's insurance.* Upgrades to your electrical, heating, or plumbing systems will not only reduce the risk of fire and water damage, it will help you save on your insurance premiums and energy costs.* Upgrade your home to ensure it is protected against windstorms and other natural disasters. Rest easy at night knowing your safe and that you're saving money at the same time. Invest in storm shutters, roof reinforcement materials, and other means of protecting your home in case of a natural emergency.* Turn your home into a fortress. When you install a smoke detector, burglar alarm or even dead bolt lock, you save at least 5% on your insurance premium. Moreover, when you install a sprinkler system, fire alarm, or sophisticated security system you could save anywhere between...more
Home Insurance reviews and Tips A house is something people in the Indian society consider to be an ultimate investment of their lives. Once an individual builds his or her house, he or she is said to be settled in his or her...more
Mortgage and Rent Repayment Insurance (Protecting your home and family) Your biggest asset is not your house you live in.... Your biggest asset is your ability to earn. If you lose this ability, then (if you have a mortgage or rent...more
After fire or water destroys your home or business, Should you Fight or Dance with the Insurance Company Adjuster? Your home or business has suffered a disaster such as fire or water. Is it time to fight, or is it time to dance with...more
Lenders Mortgage Insurance for Refund Home Loans It will be nice to find out about mortgage insurance. Well, the simple truth is it doesn't function to protect you. It genuinely functions as security for lenders. In learning this,...more
The Most Affordable Homeowners' Insurance in New Jersey Most homeowner's choose to buy homeowner's insurance even after they've paid off their mortgage and are no longer forced to do so. The reason is obvious: for...more
The Importance Of Homeowners Insurance NJ There are many different types of insurance that a person can purchase, from auto-mobile coverage to homeowners insurance NJ, there is a policy that can help everyone protect themselves from...more