If you were considering buying a house then you should think about it more
. It is really a positive time for buyers in the market right now. You can get the tax credit that can save you up to $8 grand. There are great low rates as well. Now there are a whole lot of cheap houses available too.
If you are into old houses then you are in more luck. Many old neighborhoods were hit hard by investors in the past few years. They bought houses in them, gave them some quick fixes and then sold them fast. There were many people still doing this when it suddenly stopped working for them and then they had all theses houses that they could not sell and didn't want.
Some of these places were finished and some were not. Therefore you have a lot of potential beauties out there that are partway done and really cheap. These have special needs so to speak. Some of them are tough to finance, so you will want to secure financing before anything else. You will also need to find some good homeowners insurance to go along with that.
You can find out everything that you need to know about financing by getting an online quote. there are plenty of websites that will do this for you. You can give them the info that they need and hear something in just a few minutes. You will need to get more info from the company that you think will work best for you, but this is a good start. Don't forget to check into an equity line of credit if you are going with an old house.
It is easy to do research on insurance coverage for your new home when you are looking for different finance options. Sometimes insurance companies will give discounts for using all of your insurance needs with them. It won't take more than a call to you current agent to find out.