bank ratings usa? an "unbiased" look at one of the best usa banks

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There is a lot to think about when reading bank ratings in the USA

. You obviously have to look at many factors including customer service, financial strength, offshore services, interest rates, among others.

How do you know where to start?

Lets make it a little simplerhere is a review of one of the better companies to help you narrow your search--HSBC.

But what about all the NEGATIVE reviews?

Dont fret--there are predominantly negative reviews of just about EVERY bank out there. Reading them is really one of the LEAST effective methods of finding the right company because its not an accurate representation.

Why not?

Because generally the people who are willing to take the time to go online and review a company are those whove had negative experiences online.

With that disclaimer, here are the pros and cons of HSBC:

Pros

High interest rates

How are they able to offer better rates? Because they are an international bankand they tend to have fewer physical locations than a lot of others.

Therefore they dont have the high overhead expenses most other similar sized companies do. This enables them to have slightly better rates than others.

Offshore services

This is EXCELLENT because in certain instances it can provide tax advantages and if you plan on investing a lot of money in your account its certainly worth it.

Dont get me wrongthis is ONLY worth it if you plan on investing a lot of money in your account. But if you do, HSBC is probably your best bet.

Cons

Customer service

Lets just saytheir over the phone service is a bit lackingbut its not the worst in the world either. Just dont expect to be dazzledits more of a hit or miss proposition but this is really true of most banks.

bank ratings usa? an "unbiased" look at one of the best usa banks

By: Jerrod Walker

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