While you are on the road, you will never know what can happen. Even if you are driving carefully an religiously following traffic rules and regulations, there is still a possibility that you might be involved in a vehicular accident. This may be caused by a negligent vehicle driver that is on the road with you or to a careless pedestrian who crosses the street without any regard for the moving vehicles whatsoever. Whatever may be the possible cause of your accident, it is nevertheless wise to invest in a car insurance.