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Tips On Online Shopping

Tips On Online Shopping

Although online shopping is easy and convenient but necessary precautions should be taken while doing it

. Learn about merchants and comments and ratings from other shoppers to crosscheck the authenticity of the shopping portals. Stores of repute regularly advertise about their shopping portals. You can often find helpful information about online companies from news sources, directories, and rating services.

Buyers should also look out for visual safety symbols which indicate the vendor's legitimacy. VeriSign logo or a green browser address bar is a sign that the portal is safe for online shopping and other transactions. One should also make sure the online store uses Secure Sockets Layer (SSL), which encrypts sensitive information. Also look for the locked padlock icon at the bottom of your browser window to see if you're protected.

Genuine websites have their addresses starting with https:// (not just http://). The alphabet s stands for security which implies that the communication between the user's browser and website's server is encrypted and it is secure and cannot be intercepted by third party fraudsters.

Do not put too much personal information on any shopping portals. When setting up an account at an online store, don't use everyday words, relatives' names, or date of births. Instead, use a combination of uppercase and lowercase alphabets, numbers, and symbols. Also, keep your passwords unique from account to account. If a return policy is not posted, ask the vendor about the time-limit to return an item and whether a full refund or merchandise credit is offered. Try to clear your doubts or ask questions related to the item that you are going to purchase from the merchant before making a purchase or offer. Good communications always help ensure a smooth transaction.Tips On Online Shopping


For online shopping you require an additional password when you are using your debit/credit card. In technical jargon, it is called two-factor authentication. The first level is the usual keying of the user name and password. The second level could be providing an additional password, numeric security code, answering personalised questions which only the customers are expected to know. The idea is to provide additional and personalised layers to carry out online banking.

Do not make online purchases from a cyber cafe, as the internet line and systems are unsafe and the system software can be pirated too. Further, desktop cookies which are saved in the system can be used by smart hackers to access your bank account details. Even wireless networks are considered unsafe for online shopping. Computers in office or home are safe if you regularly scan your system at least once a week to ensure it's free of viruses, spywares and Trojan programs, which are designed to capture key strokes and hack password. One can combat such security issues by using additional security measures such as virtual keypad when you are using net banking.

Check what information the online merchant is collecting about you, how they will use it, whether they share it with or sell it to others. You can do this by checking the website's privacy policy. Do not provide any personal information which is not required to make a purchase, such as your Social Security number or personal bank account information. Check for expected delivery dates, shipping and handling fees, warranties, return policies, and other important information. Look for an email address to write to (or a phone number to call) if you have a question, a problem, or if you need help. Make sure to print or save electronically any records related to your online transactions. This will help you keep track of shipping dates, shipping and handling fees, and other details of your transactions.

by: Saurabh Shrivastava
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Tips On Online Shopping Columbus