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Rent To Buy Is The Ideal Choice When It Comes To Owning A Property

Rent To Buy Is The Ideal Choice When It Comes To Owning A Property

The latest idea to win many followers in the property market is rent to buy

. In this brand new way you simply leave aside the worries of taking a mortgage from the very beginning as you can stay in a particular property of your choice for a length of time with an option to buy the property. Actually it is the huge deposit that goes with mortgages that deters most first timers from planning to own a property. With rent to buy, it is user friendly as the costs in the beginning are easy to the pocket and owning your own home becomes a reality.

With hints and clues about location and type from you and your family, we take all the responsibility to look for a property you have always cherished to own. It surely saves you the headache of running in circles with various real estate agencies. Once you have visited and liked the property we have looked for you, it is only then that we discuss to agree upon the cost of the property, the payment upfront and the monthly rent. When you finally take that important step to buy the property, the upfront fees and the rent is ultimately subtracted from the total property price.

Three to five years is the usual length of time when you could enjoy the property on rent and take a decision to buy it. There are no compulsions of any kind whatsoever if you decide not to buy the property after your rental duration expires. You can simply walk away.

Although there is a fee upfront in rent to buy, it works out to only 2% of the property cost. In all other types of property transactions the initial payment works close to 20 %. Which means a mortgage of 100,000 or more will cost you a huge sum for the initial deposit. But here in rent to buy you can relax as all the costs you have incurred and the rents you have paid will be subtracted from the property price ultimately.

As the final price of the property is decided in the very beginning it is a big plus point for you. Thus, any increase in the property price works for you as you are allowed to hold the equity for the same if you make the final decision to own it. The biggest advantage is that you could simply decide not to buy the property if the price of the same falls due to the volatility of the real estate market. After all you are the one who should have the final say!

In a matter of a just some weeks you could enter the door and live in your cherished home once all the official paperwork is finished. For folks who cannot organize the deposit amount, have poor credit ratings or have moved in as immigrants recently, this formula is most suitable. This is indeed the most user friendly path to own your own property without having to run pillar to post collecting a huge sum for that elusive deposit. Welcome Home!

by: Oliver Darraugh
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Rent To Buy Is The Ideal Choice When It Comes To Owning A Property Shanghai