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How To Reduce Your Auto Insurance Rates

How To Reduce Your Auto Insurance Rates

Everyone wants cheaper auto insurance premiums

. With the highs costs of everything these days getting a little help on payments is very important. There are ways that you can ease the strain on your pockets when it comes to insuring your car. There are a number of discounts that are available to you and others in your household that can help to reduce your premiums a decent amount. The key to getting these discounts is to know where to find them and how to go about asking for them.

If you have not yet purchased the car that you or a family member will drive you have the opportunity to really reduce your rates by choosing a certain type of vehicle. The cars that have the lowest insurability rates are those that are low profile and have all available safety and security features. Avoid purchasing sports vehicles because they will increase your premium drastically. In addition, many major auto consumer companies publish a list of the least and most expensive cars to insure. It would be to your advantage to peruse this list and consider purchasing some of the cars on the list that are the least expensive to ensure.

When you have the chance to purchase a new car it is always best to invest in a car that has safety and security options. These types of features protect a car and help to reduce your insurance premium because they reduce the possibilities are injury while in an accident. They also reduce the possibility of your car being stolen. Some safety features include anti lock brakes, automatic seat belts, and air bags. Security features include ignition turn off, alarms and the use of steering wheel locks. Even if you already own your car you can install some of these devices in order to get cheaper auto insurance premiums.

Many of the major car insurance companies are willing to reward people that have good driving skills. Good drivers are people who refrain from being in accidents and practice safe driving habits. These people get few, if any tickets or moving violations. They epitomize the idea of the good driver. These individuals can see significant discounts in their premiums because of their good driving skills. There are a number of other discounts such as those based on ones professional or school affiliation. There are also discounts based on age such as those designated for senior citizens and teenager drivers. Some people can qualify for discounts if they have more than one policy with their insurance company. There are insurance companies that offer multi-policy discounts for their customers. Likewise, those individuals that insure more than one car through the same company can receive discounts also.How To Reduce Your Auto Insurance Rates


Almost regardless of your particular situation, there are numerous discounts to be had. It is highly recommended that you contact your insurance company to discuss the many options available to you that can reduce your overall costs.

by: Rudy Haynes
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How To Reduce Your Auto Insurance Rates Ann Arbor