Health Insurance Premiums On The Rise Once More
You probably already feel that you are paying a whole bunch for your health insurance premium
. Likely it is more than you paid before and you are probably getting less in terms of benefits. The truth of the matter is that since the year 2003 the cost is up more than 40 percent for the health insurance itself. Deductibles have gone up a lot too, at least 75 percent for most folks.Health insurance is not something that people can live without. It is not an item they should be without, but with the expense it is definitely becoming impossible to handle paying for it for a lot of folks. The cost varies a little depending on the state that you live in. Even if you are in one of the states with the lowest cost you will still be paying anywhere from 11 to 14 thousand. That is not an amount that many people can handle.
If you compare how fast household incomes are growing as compared to how health insurance premiums are growing, there is no comparison at all. People can't keep up. A lot of people that have been looking towards the Affordable Health Care Act for relief have high hopes. They are hoping for the sake of their children that it will help the cost go down, for the sake of their children.
There are however concerns because even though this plan is intended to help keep health care costs from rising too rapidly this is little consolation to those who already can't afford health insurance and with the cost of health insurance being upward of 14% of an Americans salary there is little hope for this Act to make the improvements it proposes to make.
People that can't afford health insurance now are just as likely to be unable to afford it in the future. There isn't much hope with these people that things will change enough with insurance that they will suddenly be able to get the coverage that was beyond them before. There is a new fear for people also that they will be further harmed by financial penalties that may be imposed on people that don't have coverage.
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