Football Insurance is Open to Agents Too
Football Insurance is Open to Agents Too
Did you know that football insurance policies can be held by agents? Recent marketing by some of the UK's largest sports insurance companies has been drawing attention to the fact that these bespoke policies are designed to protect everyone involved in the game: and that, of course, includes the people whose incomes depends on the performance of the players, as well as the players themselves. Clearly, the income of a football player depends on that player, and his or her performance but there are all sorts of satellite investors and professionals, who can find the termination of a career, or a change in its circumstances, as financially impossible as the player himself (or herself).
If you're an agent, you make you money by brokering contracts for your players. Football insurance can help you insure yourself against loss of earnings through sudden changes in player circumstances. So, for example if you have a contract with a lucrative footballer, and that footballer does or says something that renders that contract suddenly useless (perhaps an off pitch incident cancelling sponsorship deals, or a simple injury scenario), you stand to lose a lot of money. What do you do? Without an insurance policy that can cover this kind of loss, you do nothing except scramble around trying to recoup the money that should have been supporting your family. With a football insurance policy, you can claim against loss of earnings provided, of course, that your claim meets the stipulations of your provider.
It goes without saying that anyone entering into an insurance contract should check very carefully that they are, in fact, covered for the kinds of things they think they are. It further goes without saying, then, that any agent looking to open a policy of this kind should do so with a company or organisation that has the expertise to do the covering. A football insurance policy is necessarily a very carefully constructed thing a specialty premium that needs an insurer with a wealth of experience in the game.
The buck isn't just reserved for agents, either. Anyone involved in the game promoters, players obviously, managers can be covered by this insurance. Your insurer will draw up the policy that best covers you in your current situation, and is capable of changing the terms of the policy to consider new circumstances: a move to a different club, for example, or a change in the roster of players on your books.
However you cut it, the message remains the same. Football insurance policies are the only way that all professionals who rely on the sport for their income can protect themselves against sudden changes in that income. Football, as we're told weekly by the very people these policies are being designed to protect, is a game of chances. A game of two halves. It would behove those people to follow their own advice and protect themselves now against whatever chance throws their way, in their own second half.
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