With millions of people hitting the roads each day to get to work, school and other destinations; being in a car accident at some point is almost a given. Fortunately, the majority of auto insurance claims are not for personal injury, but rather damage to the vehicles involved. Nevertheless, we pay for car insurance with the hopes that we never actually have to file a claim. Springfield Honda offers the following tips for filing an insurance claim if your best efforts to avoid an accident are unsuccessful.
Become familiar with the claims process- Each insurance carrier is different and their claims process may vary. There may be different processes for filing a personal injury claim versus a claim for damage to your vehicle. Don't wait until an accident to become familiar with the claims process. Kia dealers in the Springfield area encourage drivers to review their policy and note the proper procedure for filing a claim before an accident, when you are able to think clearly.
Proof or evidence- Understand what type of proof or evidence will be needed to process the claim. Police reports, witness statements and photographs may be required to provide proof of damage. Before an insurance claim can be processed (or payment received) you will have to prove to the insurance company what damage they are covering.