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So is there any debt program that does provide this flexibility
? Yes. It"s called debt settlement, or debt negotiation. It"s certainly not for everyone. Debt settlement is an alternative to bankruptcy. It"s not for people who can pay their bills in full without hardship. But it can be a real blessing for those seeking relief from a crushing debt burdenMoncler outlet Jackets.
The reason debt settlement is so flexible is simply because YOU control the cash. You build up money in a separate savings account until you have enough to make a reasonable offer to one or more of your creditors. Like any debt program, debt settlement has its downside and its risks, but no other program provides this level of flexibility. Because the monthly payment is going into a negotiation fund that you set up and control Moncler Vest For Women, a bad month simply means you have less money to settle with. If you can make it up later, that"s great. If not, that"s life. When you have enough to settle ONE account (usually between 35% and 50% of the balance owed), then you make an offer Men Vest Sale These 6 simple steps can make your outdoor trip so much more enjoyable. If your creditor takes the deal, then you start building up funds to knock out the next debt, and so on. It"s the only program out there that recognizes a basic reality: Your budget should set the pace for your debt elimination program Moncler Jackets Kids. Not the other way around!
Again, debt settlement is not a magic bullet. It won"t cure every debt problem. But if you need to skip a month, or adjust up or down a little to reflect what"s going on in the real world, it doesn"t mean the end of the program. It"s truly a shame that the financial "experts" who have set up the bankruptcy rules, consolidation loan terms, credit counseling plans, and debt management programs haven"t figured this out yet. If they would just recognize this fundamental problem, then the success rate on their programs would increase dramatically and they could stop misleading the public about what works and what doesn"t in the world of debt relief.
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