Family Dentistry - Find The Money For Oral Care
Finding a family dentist that you can trust can be a challenge
. Dentistry has always been the redheaded stepchild of the healthcare field, both in terms of perceived importance and in terms of making sure people can afford to get the care they need. But when you are sitting up at night, unable to sleep because the entire left side of your face is throbbing in pain, it can be a scary and intense situation. Where do you turn if you don't have insurance and you don't have the hundreds of dollars a dentist wants in order to see you? Hold out hope, as there are options.
Medicaid
If you are below a certain income level, Medicaid can be your saving grace. Federally funded, this insurance plan can make it affordable for low income individuals to find the care they need. You won't find the same benefits in every state, but you will find comprehensive dental care for those under the age of 21, which means your children can get the benefits of family dentistry, even if you may have to look elsewhere. Roughly half of all states do include Medicaid services for adults, however, and most of them have emergency options even when they don't.
State Assistance
The majority of states will put their money and promotion into the Medicaid program, but some have additional programs that can help those individuals who don't quality for the federal help. This can take several different forms. In some states, it means supporting family dentistry health clinics designed specifically for those who need financial assistance. In others, it comes in the form of promoting private charities that give out funds to individuals who need them and also bring together dentists who want to provide free and reduced cost care for patients who can't afford a full bill.
Financing
Some people fall into the gaps between being poor enough to qualify for charitable donations and federal programs and wealthy enough to afford proper insurance or the bill of family dentistry. If you find yourself in this predicament, you may want to look into financing. Many dental offices are willing to let their patients pay the bill at their own pace, even though their may be financing charges attached. Many private practices are willing to work out particular arrangements with their patients. Look for a good deal that won't sink you with interest and get the oral care you need.
by: Andrea Avery
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