Discovering How To Protect Oneself And Personal Information During Online Shopping Sessions

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While going shopping at a mall or outlet center can still be a great deal of fun

, often online shopping has a bonus. For some, this can come in the way of air mile collectors or points towards rewards on a credit card. In addition, whether one shops Canada online shopping sites or the United States, there are a great many more options often found online versus in store when it comes to items such as Dell Computers and other electronics. These items include, but are limited to, appliances, clothes, computers, electronics, furniture, gifts and other household goods.

So, while stores may carry such items, often one has a better selection to choose from online. Still, one must decide for oneself whether one feels secure enough to enter the personal information required to shop at online stores. For, while one can often get a prepaid credit card in order to protect a credit profile, one must still enter a name, address, phone number and often e-mail address in order to have such products delivered.

As such, it is important for one to assure that one is only shopping on secure websites. One easy way to tell whether this is the case, is if the URL reads https of which the s stands for secure. In addition, one may also want to confirm that the computer firewall is turned on and that if one has an ad ware, pop-up or spam ware blocker that such programs are active when doing such shopping.

For, when assuring that one is only providing such information on secure websites can one rest assured such information is as safe as possible when entering same online. Of course, even with such security protocols, there are those phishers and spammers who still get through the cracks. As such, one may want to check all transactions on credit cards which one uses to shop online on a regular basis. For, only when knows there are problems can steps be taken to correct same and have any bogus charges removed from a card.
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Still, with bonus offerings such as airline miles or points towards cash, gifts or free hotel rooms, it is often tempting to shop online. However, depending on the popularity of an item, one may often find that some items are on back order. Therefore, if one needs an item immediately, one may want to check the availability of such items before ordering same, especially during the Holidays or other peak shopping periods.

Of course, while many products are only available online, there are others which are available both online and off. As such, one may also want to do price comparisons between both online stores and physical ones. For, often, big box discount stores may have prices even lower than some online discount shopping websites.

Of course, while online shopping can be easy, such shopping can also be risky. As such, when shopping online one wants to assure one is only entering personal information on websites which use secure servers. So whether one is shopping for airline tickets or personal items, one can rest assure all information requested during a session remains safe and secure during the purchasing process.
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In order to know if one is shopping online on a secure website, one can look at the URL which should read https. Whereas, websites which do not use secure servers for processing such information will only read http. So, before entering any personal information or credit card account numbers, one needs to assure that the header reads https, otherwise one may be putting such information at great risk.

In addition, many websites give shoppers a choice about whether to store credit card information. While it is often advised by financial experts not to do so, one must decide for oneself whether or not one feels comfortable with the website requesting to store such information. For, in doing so, one is leaving such information on an operating server in which a great deal of information is processed on an ongoing basis.

To this end, whether one stores such information at online websites or otherwise, one need always review all credit card transactions on regular statements to assure all charges are correct. For, while online shopping can be a great way to save time and money, it is not always the best at protecting personal information. So, one must decide for oneself whether or not one wants to take such a risk when it comes to online shopping.

by: Adriana Noton

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