Car Insurance In Florida: The Basics
Car insurance in Florida is required of all drivers in the Sunshine State
. In fact, all drivers are financially responsible for all damages and injuries that they cause as the result of an accident. Florida has specific insurance coverage requirements that must be adhered to. If they are not, drivers will either have their licenses revoked or suspended.The bare minimum auto insurance requirements in FL include ten thousand dollars each for property damage and injuries that result from an accident. Coverage purchased from other states does not meet Florida's basic requirements.
While Florida does not require it, drivers can purchase bodily injury coverage on top of their injury insurance. This coverage will address the costs of the other driver's medical expenses if the person with the bodily injury insurance is found to be the party at fault for the accident.
Those who fail to comply with FL's auto insurance stipulations can lose their drivers licenses. A fee is required to get their drivers licenses back. The fee can cost up to five hundred dollars and thus serves as an incentive for people to follow the car insurance laws closely.
In terms of cars in FL, all automobiles registered in the Sunshine State must have FL insurance attached to them, even if the driver and the car are currently in another state. A driver can thus either give up the Florida tag and registration or carry the FL auto insurance. It is also of note that temporary residents in Florida who will be living in the state for more than ninety days must carry FL car insurance.
In terms of how to find the best and most suitable insurance policy in FL, people can either search on the Internet or call the auto insurance companies directly. To begin, the Internet has a wealth of information on obtaining insurance for vehicles and provides people with solid tools to quickly and effectively compare rates. To this end, there are sits specifically set up where people can plug in different variables (for example age, years driving, etc.), and different FL vehicle insurance policies will pop up that best suit their needs.
While it is quick and easy to get information about insurance rates over the Internet, phone calls to the insurance companies will most likely yield more detailed information. The Internet can provide only so much detail. It always helps to interact with another human being and get all of one's questions answered by phone.
In conclusion, all drivers in FL must carry auto insurance. In Florida, people must at least have ten thousand dollars each for injury and property damage that results from an accident. Those failing to meet these requirements can lose their licenses, and it can cost up to five hundred dollars to be able to get them back. The Internet is the quickest source of information regarding finding a suitable auto insurance policy in FL, though nothing beats the human interaction that results from calling the companies directly.
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