Buy Or Lease A Volkswagen
Here you go again getting repairs on that used car of yours
. Last month it was the brakes, but this month it seems like more than just maintenance. How frustrating. It's hard to budget for unexpected repairs every single month. You envy friends who are driving around in newer cars. Didn't one of them say they were leasing a Volkswagen? Everyone has always said that leasing is a bad idea. I wonder why they are doing it? They aren't getting car repairs all the time. Doesn't seem like such a bad idea from here.Leasing is like renting a car. You get the car while it's new and less likely to break down. In fact, another benefit to a new car is the warranty. You are responsible for maintenance. You pay the amount the car will depreciate in a three- year period in payments during the terms of the lease. So say the car is worth 30,000 dollars. The lease is for three years so the car would depreciate 10,000 during that time. Instead of your payments being for 30,000 as they would if you were buying they would be on 10,000. You will drive the car like it's yours, but at the end of the three years you return the car. Then you can sign a new lease if you like and drive something else new.
Some people may not be a good candidate for this. If you like to keep a car for ten plus years this is not the best option for you. After all you are not buying the car, you are borrowing it. If you have three kids and they smash crackers and cookies into the floor you may need to pay at the end of the lease for the depreciation they caused. Also, if you commute, leasing may not be ideal. A lease generally limits you to about 10,000 miles a year.
What would you drive if you could drive something brand new? Something safe? A Volkswagen? A good car with new technology like a hands-free phone? This is what your friend is doing. What about your neighbors-- it seems like they are always buying a new car. A new car is within your reach, too.
When considering treating yourself decide if you are a good candidate for leasing. After all at the end of the lease you don't want to pay a bunch of fees for going over in miles, or for cookies smashed into the floor. Make sure you make a financially responsible decision. Though leasing a Volkswagen isn't for everyone, it could be right for you.
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