3 Ways Your Health Insurance Company Is Scamming You

Share: The growing number of consumers taking up health insurance plans has led to the mushrooming of scam health insurance providers
. These providers often target new retirees and the elderly individuals and small-business owners, who can't negotiate better rates with legitimate insurers. Be very cautious before you invest in any health policy. Read on to get an idea about 3 ways in which your health insurance company can scam you.
1.Failure to pay claims
Usually fraud health insurance agents sign up a huge number of people quickly by offering them lucrative deals. These insurance providers keep paying small premium amounts and medical claims, but if there is a substantial claim amount or regulators catch them, these illegal companies vanish as if they never existed.
So, just beware if you are getting delayed payments or your service provider is offering fake excuses for the failure to make the payments. If you have signed up for these illegal plans, you may be liable for the medical bills of your employees as well.
2.Non-licensed health plans
If the company from which you have bought your health care policy is not licensed by State Insurance Commissioner, you can be in trouble. If all the protections of insurance regulation do not apply on your service provider, then the company may be phony. In this case your service provider is scamming you by selling non-licensed health plans.
Insurance agents are not allowed to sell any legitimate ERISA or union plan as federal law governs them. So, if your insurance agent tries to dupe you by selling an "ERISA" or "union" plan, report them to your state insurance department.
3.Unusual coverage offered at lower rates
If you are offered an unusual coverage irrespective of your health condition and that too at lower rate and much more benefits in comparison to other insurers, its time for you too hit the panic button. Do not get fooled by the lucrative offer, else you can be taken for a ride. The 'scamsters' aim to collect huge amounts as early as possible so, they try to sell maximum number of policies at attractive prices.
by: David Garcia..
#
4
soft tab cialis How can the chronic hypertensive actions of vasopressin or norepinephrine be attributed to their renal actions if they actually increase sodium excretion and decrease extracellular fluid volume
2023-5-11 23:23
reply
#
5
Population based estimates reveal only about 7 fast growing triple negative BCs, that is, even the growth rate of hormone receptor positive HR BCs varies by a factor of 10 and more
is viagra prescription
2023-6-18 11:35
reply
do side effects lessen over time with cialis 5 Basic Facts About Health Insurance Policies In A Bad Economy Health Insurance Essentials Health Insurance - Insurances.net daily viagra tamoxifen citrate fat loss Getting Health Insurance Quotes Online Georgia Health Insurance For Children How To Buy Affordable Health Insurance In Ohio Health Insurance: Finding The Best Prices For Medication cialis headache prevention loss viagra prescription The Difference Between Consumer Driven Health Plans And Health Insurance