Bremerton, WA - As part of American Financial Solutions (AFS) Quality Management Program, the Quality Management Team successfully achieved the International Organization for Standardization (ISO) 9001:2008 certification for Quality Management Systems (QMS) in the practice area of financial education and credit, housing and bankruptcy counseling services. To achieve certification, AFS: Managed procedures to standardize and optimize all service...more
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The evolution of the Christmas tree is one full of lore. With mentions of everything from Norse Gods to Martin Luther, from the Tree of Life to the Garden of Eden, it is a legacy rich with history and color. It is also a legacy that has become synonymous with decorating for Christmas.In today's world, decorating for Christmas often begins when the boxes of Christmas decorations are hauled up from the basement, unpacked, and dusted off for another round of use. Families typically begin decorating for Christmas in the days after Thanksgiving, if not sooner. They start by trimming a real tree or simply putting up an artificial one. But, of course, it wasn't always like this. Christmas decoration used to be quite different. Rather than hanging ceramic balls from the ends of artificial branches, stringing old popcorn from the top to the bottom, and placing glittery lights throughout, decoration of a Christmas tree used to be much simpler. In early days, it was not artificial candy canes or glass angels that adorned the trees, it was food: breads, fruits and sweets. The Christmas tree was not just a place to go to gawk, it was also a place to go for a snack. It...more
There are many IT companies in the market which are producing quality computers. All of them try to gain an advantage by introducing newer and better features in a bid to outpace the competition. However, it can be said without a doubt that among all of these companies, only two of them stand tall and actually make up the majority of...more
For those travelers who strictly travel with a budget in mind the best resort is the budget Hotels that have prospered in its own uncanny way, making all those shoestring budget travelers experiences a contented one. And with the increase in the number of tourists traveling to Asia, the increase in the number of such hotels in Asia has been...more
These days it's important to ask yourself one question before starting a business: Should I explore franchise opportunities or start from scratch? The answer to this question is based on a myriad of different factors. Perhaps the most important factor is your experience – business experience as well as experience working in a particular field such as commercial cleaning services. If you've got both in spades, an independent business model is probably your best bet. You can run your business the way you like and not have to pay any of your income to the franchisor. Many new cleaning services fail so there is risk, but there is a strong case to be made for the upside of an independent business. Another positive is the fact that when you start a cleaning business you'll likely invest far less money in your own startup opposed to a franchise.Most folks, however, do not have the required experience and should explore franchising to see what they have to offer. For entrepreneurs interested in commercial cleaning services as their business model, there are numerous opportunities out there. Many prospective entrepreneurs looking into commercial cleaning...more
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As the holidays loom, parents find themselves wondering what to buy their children (leaving everything to Santa just doesn't seem to cut it). A major player in on Christmas lists, and on children's gift lists year round, has...more
According to bankruptcy attorney John Morgan of John Carter Morgan, Jr. PLLC in Virginia, any homeowner whos filing for a Chapter 13 bankruptcy with an attorney should be prepped on what exactly a strip off is, because it could potentially save him...more
If you are planning for a nature trip with your friends and family, you should consider visiting Muir Woods forests. Also called as Virgin forest, is a forest where trees have attained great age. You will rarely see these types of trees elsewhere in...more
Get fascinated with the marvels of North India by choosing the Golden Triangle Tours. India is a land filled with vibrancy and it surely is infectious. Dipped in rich culture and heritage, this India tour has much to offer to everyone, whatever their...more