Christmas Gifts for Your Coworkers – How and What to Buy? It can always be a tricky situation in your office if somebody hands you a Christmas gift and you have nothing to give back. Thus, it is a good idea to set aside a small budget for your colleagues at work. Giving a gift to a colleague will also better the relations between them and you as they will appreciate the fact that you took the time and effort to think of them.Here are...more
But if you're not careful, the holidays can also be a financial drain, leaving bills that linger long after the winter snow has melted. Here we will discuss ways to budget for your holiday shopping. Not having enough money during the holidays can make you reach for your credit card, adding interest payments to your holiday expenses if you can't pay the bills off in January. Remember, even a low interest rate adds to the cost of every purchase you...more
Start To Look For Christmas Gift Ideas for Mothers Now Holiday gift-giving is something that many of us put off until the last minute, causing us panic as we rush around trying to find the perfect gift for those on our holiday shopping lists. This sentiment is particularly true when we think about shopping for our mothers. They have often spent a great deal of time and effort making the holidays special for us when we were growing up, and thus we would like to return the favor by getting great christmas gift ideas for mom. This year, why not start a new tradition of getting your holiday shopping done in November rather than December? This is particularly easy if you choose to shop online and avoid the parking hassles and crowded shopping centers over the holiday season. That way, you can spend your time instead with family and friends, flush with the knowledge that you have your gift shopping completed.When thinking about Christmas gifts for mom, you could choose to get her something holiday-themed, so she can use it right away this holiday season, or you could select a gift that appeals to her in some way, perhaps adding to a collection that she has already...more
ATP Tennis - Roger Federer clinches 30th win at ATP World Tour Finals The Federer Express was outstanding in his 6-1, 6-4 win over the Spaniard David Ferrer on Sunday, in his first game of the ATP World Tour Finals, an end-of-the-season, 8 top players round robin tournament at London. Don't be fooled by the score, because as a matter of...more
Christmas HomilyByFather David NooneToRev Don KimreyIf there is anything that truly symbolizes Christmas, other than the baby in the manger, its the Christmas gift..something all wrapped up in colorful Christmas paper, usually with a bow on top.like this box right here.And the reason why this box is here is to remind me that I have a gift for you...more
Malaysia is blessed with some of the richest waters in the world, providing home to countless marine species, some of which are getting endangered and can"t be found in other seas. With such a diverse marine ecosystem, there"s no wonder why Malaysia is a top destination for many divers and is visited by both scuba diving enthusiasts and underwater photographers from all over the world. There are many dive sites in this country, and that includes the world-famous island of Borneo. For many diving enthusiasts and underwater photographers, to dive Borneo is to dive into a paradise of beautiful and truly captivating underwater life. Many of those who have experienced Borneo diving say that nothing really beats diving into the beautiful waters of the island. Borneo"s tiny little islands of Sipadan, Layang Layang, Lankayan, Mataking, Mabul, and Kapalai all boasts of scuba diving sites that offer spectacular sightings of some of the world"s hard-to-find marine species, such as ghost pipefish and mandarin fish. There are also sites where divers can spot and get captivated with the swirling tornadoes of barracudas and hammerheads and get a close encounter with whale sharks. Borneo,...more
Borneo is an area that is made of parts of Malaysia, Brunei, Sabah, and Indonesia, and it lies in the South China Sea. Along the western coast in Sabah is the capital city of Kota Kinabalu, known throughout Borneo as KK. The coast and these waters...more
Borneo is a sovereign state made up of parts of Malaysia, Indonesia, and Brunei. An island set north of Australia in the South China Sea, Borneo offers miles and miles of coastline from which boats launch daily for some of the world's best scuba...more
Visions of sugar plums have started dancing through our heads, which means that for many people, holiday party preparation has commenced. Cooks all over the country are making sure their baking items, slow cookers, sauces and so on are in stock. But...more
The sovereign state of Borneo is the largest island in the world and is located north of Australia. Its vast miles of coastline that meets the quiet, warm waters of the South China Sea make diving in Borneo immensely popular for avid divers and for...more
Malaysia, one of the most-visited countries in Southeast Asia, is not just famous for its white sandy beaches and spectacular forest wildlife, but also for its magnificent oceans that serve as perfect dive sites for many diving experts and...more
Leadership Motivation - Energized and Thriving During the Festive SeasonSome of you may think "Wow, how and I going to fit that in? I'm busy enough."Well, this is about taking a bit of a stock-take, taking a step back for a moment, and thinking,...more