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Insurance Continuing Education - Cancelling a Flood Insurance Policy The cancellation or nullification of Flood Insurance Policy procedures can be found in detail at http://www.fema.gov/business/nfp/manual.shtm - and it contains some10 pages of detail. This discussion does not cover all of the intricacies and details contained in the manual, but should give the agent guidance on what canceling or nullifying a policy can entail, what is needed, and how it can be explained to the client.REFUNDSRefunds will be made by the insurance company for the current and one prior year. If refund is requested for a period of more than 2 years, then the NFIP must process the request. The request must consist of a policy cancellation request and the premium refund calculation for each year. (A copy of the cancellation request form follows.) The insurer must also include statistical records for each policy term and evidence of premium having been received—accounting details which should be expected.COMPLETING THE CANCELLATION FORMCurrent Policy Number: In the upper right-hand corner of the form, enter the NFIP policy number.Policy Term: Enter the policy term and the...more
How to Start Hiking With Your Dog Do you need a way to start the weekend right by you and your dog? Hiking is a wonderful way to get out in the fresh air and let everyone stretch their legs. Your dog will love the new sights and smells of the trail, and you will have your own exercise out of the way in no time. Fitness is important for your...more
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Picking The Right Pet Getting a pet is a huge responsibility. It is also extremely exciting and fun. Most kids dream of having some sort of pet whether it is a goldfish, a dog, a rabbit, a cat or maybe a hamster. The type of pet varies for all types of people. Not everyone fits all sorts of pets. Some people are not active enough for dogs or some people do not like to clean out cages so a hamster would be a bad idea. Also, not everyone has the ability to give certain pets the care they require. For example, dog boarding can really be expensive. Not all families can afford to board their pets when they go out-of-town. Vet costs are very expensive sometimes as well. All of these things are very important when considering getting a pet. Here are a few things to consider when looking into getting a family pet.Dogs are the most popular pet to get, but are also some of the most high maintenance. People who love dogs will tell you that the benefits outweigh the costs, but if you have never owned a dog you need to seriously consider those costs before you invest. First off, dogs are expensive especially when you consider the veterinarian visits; dog food, toys and grooming you will...more
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The True Cost of Owning a Dog As Christmas draws ever closer the question of what to buy loved ones will become a central issue that most people will begin to ponder.For some people the answer to this question will be to buy a Dog.A Dog can be...more
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Pet Insurance FAQ: Your Dog's Most Common Ailments Just like humans, our pets are susceptible to illness and disease. Specific breeds are more prone to certain ailments, but there are some health problems that are common among all dogs....more
The Significance of Dog's Obedience Classes Dogs are unquestionably good and are also reliable companions; because of this, they are identified as "man's best friend." On the other hand, we can't take the certainty that our pets...more
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