The importance of small business insurance If you own or run a small business you will no doubt have plenty to think about each day. Whether its getting stock in, meeting suppliers or potential clients, there is a lot to consider in the day to day running of a company. However, one thing you have to deal with straight away is your insurance. Small business insurance is a necessity and it is important to make sure you have the right...more
Top 5 UK Hotspots for Motorbike Insurance Claims With an increase in motorbike sales in many areas of the UK, there has naturally been a corresponding rise in the number of insurance claims made on damaged or stolen cycles. Most of the bike thefts reported annually take place in the UK's major urban areas. London boroughs somewhat predictably place at the top of the list, due to the city's higher population density, with a recent...more
Spain Insurance Market Outlook to 2015 Executive SummaryThe Report titled "Spain Insurance Market Outlook to 2015" provides an in-depth analysis of Spain insurance industry. The report covers specific insights on the market size, insurance density, insurance penetration, life and non-life insurance market segmentation and future outlook of the insurance industry in Spain. The report also entails the market size on the basis of gross insurance premium written in case of life and non-life insurance and market share of various companies at the country level. Overall, the report offers a comprehensive analysis of the entire UK insurance industry. The insurance industry in Spain is the sixth largest market in Europe after the UK, France, Germany, Italy and Netherlands. In 2009, the premium in the insurance sector registered in the country was USD ~ million. The total workforce associated with the insurance sector was nearly ~. Life insurance accounted for ~% of the total insurance sector while non-life accounted for the remaining ~% of the market.In Spain, the gross premium for life insurance increased from USD ~ million in 2001 to USD ~ million in 2009. In the forecasted...more
Business Insurance - Simple Facts At the beginning you need to know some basic terms when it comes to insurance. An insurer is a company selling the insurance and an insured is the person or entity buying the insurance policy. The insurance rate is used to determine the amount to be charged for a insurance coverage, we call it...more
Single Trip Holiday Insurance: Secure your Holiday Trip Wisely It is always very beneficial to take out good insurance policy when you are traveling with your family and friends. This makes your whole trip tension free as well as protected from all unexpected risks. If you are not a frequent traveler, then opting for single trip...more
Understand the Umbrella Insurance Policy Umbrella Insurance is a liability insurance policy that goes above and beyond what typical insurance policies do. It actually protects the assets and potential future income of the policyholder more than a regular auto or health insurance policy would. While many companies offer a similar product in their excess insurance policies, an umbrella policy is actually different from the type of protection it gives the policyholder. While excess insurance only comes into play when all of the underlying policies have been totally used up, an umbrella policy can come into effect well before that. Its name is derived from the fact that the umbrella is able to "drop down" and fill any gaps in coverage that are created by other policies you may have. It protects the owner more that primary coverage does and is essentially a back up net to protect you from extraneous risks in certain situations.Umbrella policies are typically sold in increments of one million dollars but can be applied to all sorts of policies underneath it such as homeowners insurance or health insurance policies. For example, if someone has a homeowner's insurance policy...more
Understand the Wedding Insurance Policy Preparing for the big day can be very stressful on a couple. Wedding insurance, however, can help ease the bride and groom's minds by protecting their financial well-being. Most policies can be...more
Gender-less insurance: women will pay up to 25% more Motor insurance companies have long taken a driver's age, gender, location and driving habits into consideration when offering insurance. But with a ruling by the European Court of...more
How Do I Become An Insurance Attorney? There are many different types of lawyers, or attorneys, in the law field. Some specialize in divorces and other civil actions. Others specialize in criminal, medical, or insurance law. There are...more
Dump Truck Insurance Tips - Sealing the Deal on Affordable Dump Truck Insurance Dump Truck Insurance policies can be purchased in varying prices. Well several factors account to this. One can be the state where you belong and intend to...more
Maternity Insurance - Words of advice from a Broker in HK After 20 years in Hong Kong as an insurance broker, I and my clients have learned the hard way the importance of the 'fine print' in insurance policies.The insurance policy...more
Commercial Truck Insurance Varieties To Be Aware Of Commercial truck insurance can seem overly complicated at first glance, but it's only because the truck industry itself is so diverse. It's not so complicated; there are just many...more