Untold Insurance Secrets If not managed correctly, your insurance can turn into a total nightmare. If you do not know what you're doing when taking out insurance, you can easily be taken for a ride by insurance companies. Luckily this is more the exception rather than a rule, but some companies are only out there to make money. They might be charging you a ridiculous amount for a below-standard policy. This can be avoided by asking...more
Does Your Insurance Company See You As Just A Number? For a lot of us, taking out insurance is a cumbersome task! With so many insurance companies competing for our attention, and so many different policies to confuse us even further, deciding on an insurance company can be quite a challenge! So when we finally find an insurance company and insurance policy that we are more or less satisfied with, we stick to them like a toffee to its...more
In most states throughout the U.S., your driver's license could be suspended or revoked for a number of reasons such as excessive driving points, major moving violations such as DWI, DUI, and reckless driving, outstanding traffic tickets, and even failure to pay child support. If your driver's license is suspended for any of the reasons listed above, you will have to obtain a special type of insurance in order for your driver's license to be reinstated. SR-22 insurance is a type of high-risk insurance that carries a specific set of conditions not found in other types of auto insurance policies. Under the conditions of SR-22 insurance, the insurance company must certify coverage to the Department of Motor Vehicles (DMV) in your state. Under state law, the insurance company must notify the DMV if the policy is canceled, terminated, or lapses. If you are required to obtain SR-22 insurance, even if you no longer own a car, you must obtain a non-owner SR-22 policy. Non-owner SR-22 is specifically designed for individuals that do not own a vehicle, but need auto insurance in order for their privileges to be reinstated. SR-22 auto liability insurance must be carried for three years from...more
If you ride a motorbike, no matter what type of bike it is, you know you need the proper cover. Not only is it against the law not to have insurance, but the proper policy will make sure that you, your bike and your financial future are well protected should the worst case scenario actually happen. You could get in a wreck, your bike could break...more
You know that it's a crime not to have motorbike cover, but what exactly does having a policy do for you? For one, it can save you from going broke should you ever have an accident. If someone slams into your bike with their car, having bike cover will ensure that you aren't out of pocket should you have to go to hospital or need to repair your...more
If you ride a motorbike and you do not have insurance, you are putting yourself at serious risk, not to mention everyone around you is at risk from your reckless behaviour. No, this is not a scolding about riding a motorbike and how dangerous it is. Instead, it's a plea to get motorbike cover to protect yourself from liability and to protect your financial future.Breakdown Cover:When you get a policy, you are usually offered breakdown cover. This is so that you are always able to get back up and going if your motorbike should ever malfunction in any way. Especially if your bike is your only means of transportation, you will want to make sure you are protected against the worst case scenario.Liability:You may be the best rider in history, but you can not always predict what other people are going to do on the road. For that reason, you can never truly predict that you will not have an accident. The safest drivers in the world have the potential to be hit by another driver when they least expect it. If you are involved in an accident and you have motorbike insurance, you will be saved from financial liability. You can get your hospital charges taken care of and you can even get your...more
Thanks to advances in technology, we can now do most of our shopping from home and even in our pyjamas. Shopping for motorbike cover is no different. When you shop for a policy online, you have a distinct advantage. First, you can easily retrieve...more
Do you love your vintage motorcycle, but hate the premiums you are paying? If so, then you will need to lower your insurance cover. Here are some helpful tips for getting it done: 1. Choose a motorcycle with a small engine:The power of motorcycles...more
Not all premiums for UK classic motorcycle policies are alike. In fact, the costs of such premiums can range quite significantly. So what determines them? In fact, several factors can influence how much your monthly insurance rates will be. Here are...more
This article will be providing the reader with some information regarding Commercial Insurance Quotes. A lot of people are well aware of the various policies that they need to protect other facets of everyday life, however they are not familiar with...more
Insurance Quotes At The Click Of A Button Obtaining insurance quotes is not high on anybody's "Top 10 things I want to do today" lists. It is a laborious, tedious process than is often left until "tomorrow". That is off course if you are...more
Apartment and condominium dwellers are susceptible to the accidents caused by other people living in very close proximity. A kitchen fire three floors away can result in damage to personal property as the fire spreads, and the water that is used in...more