Irrespective of what type of business you run, the chances are you've invested a large amount of money in getting it set up.Apart from all the assets you've acquired, you may even own the actual premises as well, which in turn means an even larger investment, and as such, it only makes sense that you'd want to have peace of mind in knowing your investment is covered against things such as natural disasters, crime etc.This is where...more
If you own a business, then you've no doubt experienced first hand just how challenging it can be, particularly in the current economic climate.Admittedly, some businesses have been hit harder than others by the financial crisis, but even those which have managed to escape relatively unscathed would have undoubtedly faced several challenges from a financial point of view, and it is during times like this that business owners are most...more
If you enjoy being a business owner or working at a high level within an organisation then you probably already know how important insurance is to your continued success. There are many expenses that come along with running a business and the temptation is to find places where you can cut those costs, do not make the mistake of cutting the budget in the insurance department.Potential Claims:An uninsured or under insured business is vulnerable to all kinds of litigation. Having the proper amount of business insurance can mean the difference between a minor inconvenience and complete business failure. Society has become increasing litigious and solicitors who offer to take on cases on contingency basis have increased the chances that your business will face at least one claim, bogus or otherwise.Your first area of concern when it comes to insurance is public liability. Any time you produce a product or offer a service there is a chance that someone in the public could be injured. A poorly constructed car for example could cost a company millions in damages, as Toyota may well discover, but even if you are simply cleaning carpets there is still a chance injuries could occur. The...more
Public liability insurance or PLI is an insurance policy that's best to have when you have a small business. PLI is essential at the time when person got hurt in your business site. Other types of losses can be property loss or damage. Places like theatres, shopping centres, resort hotels, sporting, clubs venues and many other places need...more
Your house is very important to you, and you need to be able to obtain the proper insurance for it and your possessions as well. However, getting the best cover doesn't mean that you have to sell an organ to get it. By following some easy tips, it is a breeze to find the lowest cost cover:1. Don't Settle-There is no reason why you have to take the first quote that comes your way. To get cheap insurance, you have to take the necessary time to do some bargain shopping. One stop at an Internet site that allows for multiple quotes for cover all at the same time, can be a wonderful way to find a good policy at an affordable price.2. Grow Your Excess- Deciding to pay a greater excess if you have to file a claim can allow you to pay much less for your premiums for your building and contents insurance, but be warned that if a claim needs to be filed in the future, you will pay much more. You should make sure that this is what you want to do before signing.3. Avoid Insuring Too Much- Instead of guessing how much the contents of your home are worth, do your best to give the most accurate estimate. This could help tremendously in enabling you to pay a lower premium each month. Also,...more
Insurance Agency SEOToday, for most agencies, SEO generated leads are probably not going to make or break your business – but insurance agency SEO should have a prominent place in your insurance marketing strategy moving forward. The longer you...more
Why Purchase Insurance OnlineIf you are just starting to look for car insurance, you know there are a few ways to do it. The most tried and true way in generations past has been to rifle through the yellow pages and call every insurance agent in the...more
Top Insurance Benefits You NeedIt is no secret that the insurance game can be a very expensive one, as it is one of the most lucrative industries in the world today. When it comes to car insurance however, it can be difficult to decide what insurance...more
What is insurance?What is insurance?Get past all the complicated language and this is a simple contract. You pay a premium and if one of the risks causes you loss, you can claim compensation. Because the insurers cannot inspect every vehicle before...more
Transform Your Insurance Sales Scripts Into Questions And Double Your SalesDiscover 67 interest piquing questions you can use now to sell more insurance policies. No guessing, just an action packed Free 5 day sales course that gives you the scripts...more
California Business Insurance – Types of Insurance Important To Small BusinessesCalifornia business must consider the regional differences which can adversely impact their businesses including earthquakes, fire, flood and pollution, which can be...more