Commercial insurance protects your business assets from a number of unforeseen losses including damage, theft, fire, natural disasters (such as floods and storms), and vandalism. This insurance provides cover for your buildings, machinery, business stock and equipment, and all other contents within the building premises. No matter what size your business maybe you need to protect your business from various risks and any other claims that might...more
Let's face it your home is more than likely the most expensive thing you own. Not only does it cost a vast amount of money to buy in the first place, but most home owners continue spending money on their homes throughout their lives. If you're not painting it, you're having an extension done, or perhaps a garage or loft conversion is being added.I don't know about you, but I certainly wouldn't be able to sleep at night if...more
Have you ever personally seen what a home looks like after it's been ravaged by fire? Sure, you may have seen it several times on TV or in the newspapers, but unless you've actually seen it in real life it's difficult to try and imagine just how extensive the damage can be.To make matters worse, it's not only fire damage, but instead, if the fire brigade has been called out then there's inevitably water damage as well. In fact, when a house goes up in flames it's often damaged beyond repair, meaning that a new home will need to be built.Of course we all hope and pray that this never happens to us, but if it did and your home was raised to the ground, are you financially well off enough to be able to afford a new one. If you are, then fair enough, but most home owners aren't and this brings us to the subject of why buildings and contents insurance is something nobody should be without. Also, apart from only offering protection against disasters, this type of cover also covers you against things such as burglaries.Many home owners who choose to go without such cover do so because they're under the impression that it costs a fortune. The truth...more
If you have decided to start a new business, it is your responsibility to protect your business assets. Business owners must ensure the safety of their goods, plant, machinery, tools and the employees working for the company. However, accidents do happen and it is important that business owners take adequate steps to protect themselves and their...more
Running a business as a contractor in the UK brings with it legal responsibilities and obligations that need to be fulfilled. In order to ensure that your business is well protected and to lessen the financial burden in case of any claims being made against you, it is advisable to purchase adequate contractors insurance. Claims can be very high,...more
More than many other businesses being a contractor could expose you to a number of unforeseen hazards on a daily basis. While some risks are understood and expected, many of them are not predictable. Understanding some risks may be a good move, however, as a contractor you need to have adequate backing in the form of contractors insurance. There are various insurance policies to choose from. While some are optional, others are mandatory by law which includes employers' liability insurance. Construction, heavy equipment, and engineering are some of the main industries where risks of injuries and failure of equipment are higher as compared to other industries. Plumbers, electricians, masons, heavy equipment operators and welders, among others, are amongst the high-risk occupations. Contractors insurance is designed to protect contractors from accidents and other incidences that occur at the job site. These policies offer protection against fire, theft, natural disasters, claims made by a third party and more. Lawsuits and allegations made by employees or clients who visit your premises can cause a significant of financial losses. Contractors insurance usually includes a...more
Commercial combined insurance is designed to protect your business assets from damage, theft, fire, vandalism and natural disasters such as floods and storms. It provides cover for your building/s, plant and machinery, contents, and business...more
It's rare to find a novice insurance agent that knows about business insurance leads, as most of them don't have a clue what they are. Once they learn the ropes, these once-novice agents learn to appreciate the value of commercial insurance...more
One of the biggest mistakes many people make when they're about to move is they underestimate the amount of insurance coverage they need to get from their movers. All too often they just glance at the paperwork and figure that whatever the...more
Semi Tractor Insurance Guide 1-800-513-3135Shopping around is another way to get the lowest offers. There are several quoting and comparison sites which can help you determine which companies and auto policies to choose. Get as many tractor insurance...more
Searching For Best Insurance QuotesIs it possible to get auto insurance quotes online without providing your personal details? The answer to this question is yes. Insurance companies have also realized that nowadays customers use to shop around first...more
When you're trying to maintain a successful business, you need to consider insurance in almost every area of your business. Failing to maintain adequate insurance is a reason that many businesses fail when they encounter losses that they...more