Most any insurance policy, whether it pertains to automobiles, homes, or health may carry some restrictions. In other words there may be some items that are not covered by the policy. Your motor trade insurance policy will most likely have some such restrictions regarding certain provisions or details. Some examples of the type of restrictions which may be placed on your business vehicle policy include: High performance vehicles. All...more
Anyone who owns a vehicle will have, or should have, a particular type of insurance for their vehicle. This insurance should cover them for accident costs, damage to other vehicles and in some cases the policy may include the necessary coverage relating to injury. If you own a business in the motor trade industry, or you are looking to get one started, then you will need to have a specific kind of cover, often referred to as Motor Trade...more
No matter what size business you have, a major investment will be the vehicles that you have in your fleet. A fleet's size can be from as few as two vehicles, whether cars or commercial vehicles of some description. You cannot afford to have any down time due to an accident or breakdown. Protection for your business should include Fleet Insurance. It is a very necessary policy to have. All of the vehicles in your fleet are covered under the one policy. The vehicles can be a mixture of cars, vans, motorcycles and lorries. They can all be on the one specially tailored policy. Families with more than one vehicle to insure, typically five or more, can also benefit from fleet insurance.A standard insurance policy for your fleet will provide cover for drivers over 25 years of age who have held a full UK license for two years or more. If you wish to have cover for younger or less experienced drivers you will pay a higher premium. Of course, as with any insurance policy, all drivers must declare their driving history including any convictions and claims. The drivers must have the correct licence for the type of vehicle they will be driving.Your policy can have a mixture of cover...more
As certain as death and taxes, we must purchase insurance in many forms today. Proper coverage by motor trade insurance insurance may not be mandatory in all instances, however we should have as much coverage as we can afford, particularly when running a business.Liability insurance when driving on the job not only is a necessity, it is the law. ...more
If you have a car dealership, an MOT test centre or another type of motor trade industry you need to have a motor trade insurance policy. This type of policy offers much more than a standard vehicle insurance policy.Vehicle insurance is for a specific vehicle and driver. Motor trade insurance policies specify drivers only, not vehicles. This means...more
The lifeline of the courier business is its vehicles and people. Without either of them, you cannot run a successful business consistently and deliver a high quality of service. When it comes to vehicles, it is natural that you may have different types of vehicles and of varying shapes and sizes to suit your business needs. It is also likely that you would have acquired these vehicles under different types of leases, vehicle loans, and even outright purchase arrangements.However, the single thread running across all of them is the need for sufficient insurance and since they are primarily being used for your courier business, then you must look at different insurance service providers that can offer the best in courier insurance suited to your fleet of vehicles. Since each of them will have their own sets of terms and conditions, it is best to discuss and consult with them in order to work out an appropriate insurance policy for you.Typically, insurance companies would insist on a particular age group for drivers as they understand the necessity of speed and the time-sensitive nature of the business, and would not want to take on the risk of underage or immature drivers taking to...more
Taxi insurance is a form of transportation insurance that is typically supplied under a policy similar to those who drive limousines, buses and trucks for delivering people from one destination to another. This type of insurance is a particular niche...more
Many different types of insurance that you might want to get in order to protect yourself in many different aspects of your life. Such things as car insurance, life insurance, health insurance, travel insurance, home insurance, and many others are...more
A courier is someone who delivers items to other people and gets paid for that service. There are courier companies and independent contractors who specialise in getting packages from one place to another quickly and safely. There are many types of...more
People who are in the business of buying and selling vehicles are required to get a motor trade insurance policy. These policies offer insurance coverage for the person driving the vehicle, which gives the driver the freedom and flexibility to take...more
A wise man always knows what to do. He operates under several plans with appropriate troubleshooting approaches. He knows what to do when faced with a dilemma and he knows how to function efficiently, even when under pressure. Preparedness is a...more
Minibus insurance, like any other vehicle insurance, generally isn't amusing. However, some insurance claims can't help but raise a titter, like these did.1: Weather EyeThis winter's appalling weather prompted a driver to call a taxi...more