Contact Insurance - Consideration, Fronting Generally, consideration is not an issue which will concern the parties to ARPI. The premium passes from the assured and the insurer agrees to provide cover according to the terms of the policy. However, there are some exceptions.FrontingOn occasions, consideration may not be apparent on the face of the contract - for example in fronting arrangements. As we have seen, such arrangements are common...more
Are you going to live forever? Of course not. As someone once said, life is terminal and no one gets out alive. Most of us understand that and have accepted it. We all want to leave this world with our financial affairs in good order. So we draft a will and an estate plan, and we purchase life insurance. But few of us consider disability insurance the coverage that can help us maintain our income and quality of life while we are alive.Do you...more
Only a few motorbikes are considered precious and are treasured by the owners for a long period of time. These bikes should be protected from the dangers of the roads and other mishaps and so many insurance companies have introduced classic bike insurance especially for these kinds of bikes. With different companies, quotes and policies it is very important that you analyze and compare between companies and then choose the best policy that suits your needs.A bike qualifies for classic bike insurance if it is ten to fifteen years old. Usually, classic bike insurance is much cheaper than ordinary modern bike insurances due to the reason that the amount of claims made by a classic bike owner are much less than claims from the owners of modern bikes. Classic bikes are so protected by the owners that they are never taken for a ride in the road and even if they are ride it, it will be for only very short distances. If you lower the mileage covered annually by your classic bike then it helps you to lower the cost of your insurance policy. Because the market value for stolen classic bikes isn't high, the claims against thefts can be lowered considerably. Classic bike insurance pays...more
You always want the best when it comes to your business. In very detail involving the operation, quality control is strictly adhered to in order for you to achieve the ultimate profit. This is very true especially when you are in the trucking business wherein you travel goods from one destination to another. For your security, you need to purchase...more
Contents Insurance For Tenants - How to Find a Cheap Policy Contents insurance for tenants has assumed importance in recent years because of the rising factor of insecurities in our lives such as personnel bankruptcy, robberies, natural calamities etc. In this type of situation, it is essential that we have content insurance. This will not...more
Motor Insurance – Why You need It At this point, majority of the car owners already have their own car insurance. This is also known as motor insurance. They are aware that it is important to invest money which they can use if in case they had some problems in their vehicle. However, due to increasing insurance companies that are operating, it is no longer easy for the car owners to choose which company they will be selecting. Perhaps, this is one of the most difficult tasks that every car owner will be doing. There are some car owners who avail insurance with the company from where they bought their vehicles. This is because the insurance is affordable and has a discount. In choosing an insurance company, it would be better if you will be spending some of your time and effort. You should not be in a hurry because you might make a wrong decision. As a matter of fact, there is nothing wrong in being meticulous and cautious. You are just trying to find out which company will offer an excellent car or motor insurance that you can avail. However, many insurance companies have similar services to offer. This is the reason why many car owners have difficulty in making a...more
Find The Best Florida SR22 Insurance For Your Situation Most individuals outside the state of Florida are unaware of Florida SR22 Insurance and the role which it plays with regards to drivers safety. In fact, many Florida residents are...more
Water damage is one of the most common reasons for insurance claims, not only because of the extensive damage it can cause but also because there are so many different possible causes that can lead to it; anything from a toilet overflow to a...more
Professional Indemnity Insurance - Why Is Retroactive Cover Important? Whether you're a freelancer, a self-employed consultant or a professional practice firm, you're probably already aware of the need for professional indemnity...more
Insurance Unit Managers face a deep internal ethics battle. They will actually provide the insurance general agency manager results, though the strategies oppose their personal ethics. See the explosive conflict of interest challenging insurance unit...more
Which models come with low insurance premiums? For drivers considering a new or used vehicle purchase, price is an important consideration. However, many drivers fail to factor in what a vehicle could potentially cost them in terms of...more
Business Insurance - SME Loans Business insurance is just one cost that smaller companies are having to bear at a time when lending has been dramatically scaled back by the banks.Putting the cost of business insurance to one side a minute,...more