Reasons for Having Vision Insurance If you are part of the group that is wearing eyeglasses or contact lenses, you might want to look at the advantages of having a plan that offers you vision benefits. The plan may be obtainable by your employer or straight from the insurance that has vision benefits. Some companies that want to keep on their employee may want to add on vision coverage to the benefits package. Insurance for vision either...more
Professional Indemnity Insurance for Architects, Architectual Technicians & Draftsman If they are a practising architect they must hold PII cover and indeed continue to hold this type of insurance for 6 years from the point of retirement or stopping to trade. Some may argue this is an unecessary cost, however, from our first hand experience, over 28 years as a specialist PII broker many, many claims have come from this sector and...more
The Pitch - A Tale of Insurance A Tale of Insurance"The Pitch" Sometime before the age of 25 you will probably find yourself sitting across from a friend or friend of a friend that is trying to sell you life insurance. The pitch will sound compelling and if you are married rest assured that there will be a love component to the sales presentation. You will hear the classic, "Carlos, if something were to happen to you wouldn't you want Stephanie to be financially secure?" As I and everyone that has ever heard this line bobs their head up and down in agreement, the next line, like a boxer's knock out punch follows, the salesman says "Not only will you be taking care of Stephanie, in the event that something happens, it is a pretty good investment." You are knocked out. You look lovingly into your wife or husband's eyes and say to yourself, how did I go so long without this product? I need life insurance. The rest of the sales presentation is quick because very few people understand the math. You are presented with an illustration that shows you investing way more money every month than you can afford and it shows it growing at an astronomical rate that will...more
All About Taking Out Payment Protection Insurance Some people who want to claim PPI compensation find they have paid too much for their protection. It is important to realize that when you get payment protection insurance you are not paying too much. When you purchase it from the company who gave you the credit card or mortgage, you are...more
Insurance quotes of modern days Getting a proper insurance needs a lot of market research. There are hundreds of insurance on companies available in the market and that is why the choice is tough. You just cannot opt for any of the insurance company. The insurance quotes from different companies need to be compared first. Once you check and...more
Having insurance for your business vehicle is very important especially today since there are many reckless people driving around. Anyone can get their license at any time and you have a lot of people on the roads that simply do not know how to drive.There are numerous types of liability insurance. Employer's insurance is compulsory if your business has employees. The other major types of include product liability coverage, employment liability protection, and general liability insurance. Product liability coverage, employment liability protection, and general liability are the more common types of this insurance.There are many online business associations available to help you get the right compensation insurance that will match your businesses needs and expectations. Depending on your business there are various insurance options available. If you have a business that tends to be more of a high risk for injuries occurring in the workplace you may find that some of the insurance options may not cover everything you need or the rates are really high.Another area of potential liability is claims that customers make in the event of injuries that occur on the premises. Slip and...more
A Better Way to Deal with Insurance Claims Disputes The following scenario is all too common: a homeowner's home is damaged extensively, a contractor performs the repairs, and the insurance company decides to pay the contractor...more
Tow truck insurance coverage comes in a wide array of shapes and sizes, with premiums that can range from very high amounts to more affordable ones, depending on a number of factors and amount of coverage applied for. Factors such as a car owners...more
The Newly Insured - 2nd Part In a few years form now, many slashes will be made to the health insurance system. It will not be implemented right away but they will certainly take place. What will we be left with in the end? This will lead to...more
Why an Individual Disability Insurance Policy Is Higher Than Cluster LTD However are you?Let's contrast some of the more necessary contract provisions in a very cluster LTD plan and a private policy. You can return to your own...more
Understanding Social Security Disability Insurance Benefits The Distinction Between Social Security Disability (SSD) and Supplemental Security Income (SSI) Social Security Disability Insurance Edges (DIB) are on the market to disabled workers...more
Will You Justify How Incapacity Coverage and Incapacity Insurance Work? The Drawback - Not Understanding Your Disability Edges Three in 10 workers entering the workforce nowadays will become disabled before retiring. An illness or accident...more