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Yes, you can buy real estate with your IRA money. And retirees often have a lot of IRA money and are wondering how they can use it for real estate investing. This article overviews the advantages and disadvantages of real estate with IRAs.#Why retirees - or near retirees- may want to buy real estate with IRA money:By the time they approach retirement, many people have accumulated a lot of money in their qualified plans such as a 401(k) or an IRA. It's IRA money that's burning a whole in their pockets. They wonder how they can best use this money for real estate investing. Their reasons for getting into real estate are varied; they include:* buy a condominium and duplex to enjoy and possible rent out a helpful investment* buy a house they can rent out and eventually move into or leave as a legacy to a child* buying real estate as an assured source of retirement income But tax implications have enormous consequences on buying, holding and selling real estate. #Real estate: its benefits, costs and tax breaks for owners:Owning real estate brings two benefits. It can supply you a rental income or, if you live in it, save you rental payments to someone else. Secondly, real estate values...more
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