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Find a Financial Solution With a Foreclosure Hardship Letter For those people facing the loss of their home the foreclosure hardship letter is a very important part of find a solution to their hardship. Two of the main options available are the loan modification and short sale programs. Loan modifications are offered to homeowners who want to work with the lender to prevent losing their home due to foreclosure.However, these candidates must have the financial means to become current on their mortgage note within a specified time. For those who can't meet the criteria there are "Short sales." When homeowners look as though they never have the means to catch up on defaulted payments they can ask the lender for permission to look at a short sale. This means that they will sell the home for less than the amount owing on the mortgage.The foreclosure hardship letter is required for both these options but is a document that no one really wants to attempt. Because they are laying out important parts of their lives on paper many people believe it to be the hardest part of getting their financial hardship package together. This is because it takes some experience in this type...more
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