Many consumers are aware that their credit reports may be used to determine employment and loan eligibility, but some may not know that car insurance rates are affected by credit history as well. While driving history remains a significant factor in rates, most insurance companies correlate healthy credit with a lower incidence of car accidents and claims, reports WSPA, a South Carolina CBS affiliate."For about a decade, most insurers have...more
Looking at the title of this article again, it seems a little strange. Surely it goes without saying that having a company insure your health is a good thing? How can it not be good? Surely people who are insured have better health and live longer? One of the more interesting things about the so-called scientific method is that everyone knows how it is supposed to work. You have to start with a hypothesis. In this case, it would be: people with...more
This February, the Department of Health and Human Resources has issued a report identifying an alarming trend for insurance companies to seek premium rate increases. This is not limited to one or two states. This is not limited to one or two percentage increases in the rates. This is all the leading insurance companies asking for the right to significantly higher premiums: in Michigan hikes of 56%, in California hikes of 39%, and so on. If this only affected small numbers of policyholders, it might have passed unnoticed. But, with millions of policyholders affected across the country, these rate increase requests have attracted the full scrutiny of the federal government. Secretary Sibelius has been leading the attack, using the requests to push the reform agenda forward.Because of the national anger, some companies have paused. WellPoint had proposed the increases take effect from March 1. Any increases, even if approved by the states, will now be delayed until May at the earliest. This decision is partly in response to the summons of WellPoints chief executive officer to Washington to justify the requested increases. Insurance companies find themselves in a difficult political...more
You may have been told in the past, or read somewhere, that if you work in the motor trade industry, you need to have insurance to cover you. Now, you are probably one of two types of people, you either believe what you have heard without question, or you begin to wonder why a motor trade worker or company would need insurance.Well, here is a short...more
Motor trade insurance policy is a must for motor traders. Nobody knows what life holds in store, so why take chances? Motor trade insurance policies are meant for those trying times like accidents or thefts when you may need some help to sustain your business. Motor trade insurance covers a huge area, so it depends on your requirements as to which...more
Weddings Cost A Fortune, Protect Yours With Wedding Insurance By: Adam Leyton About the Author If you're thinking about taking out wedding insurance for UK weddings, you might want to look at our comparison table first. We compare many of the UK's leading providers (including Debenhams and Weddingplan) so that you can quickly find a policy to meet your needs. (ArticlesBase SC #2917883) Article Source: http://www.articlesbase.com/ - Weddings Cost A Fortune, Protect Yours With Wedding Insurance more
California women with growing families have an edge. One day I hope that all working women with plans for pregnancy will make the right choice, and their employers will allow them to choose.Workers Benefit from California Disability Insurance...more
How much is Renters Insurance you ask? On average Renter Insurance rate's run about $8 a month or 25 cents a day. You could find that under your couch. For such a cheap price doesn't it seem worth it to protect your belongings and liability...more
Statistics have shown that teenagers are more likely to be involved in car accidents than their adult counterparts. This is usually down to the teenagers making errors of judgment when driving. Teenagers are also more likely to exceed the speed...more
While dropping an car policy is never acceptable, a person may be able to get away without homeowner’s coverage for a short time, provided he does not have a mortgage on the property. Sometimes a person brings up this phrase just to have...more
In conclusion, the existence of an insurance broker is very necessary to both the insurance company and the insured individual, as they insure that neither party breaches the insurance contract and make sure that procedures are followed. The...more
In this day and age of litigation, you simply cannot ride safely without motorcycle insurance. In many states, it is illegal to even be on a public road unless you have the minimum amount of insurance required by the state. Each state legislates what...more